4300 Oak Tree Ln, Williamsburg, VA 23188 Property Records

James City County property record for 4300 Oak Tree Ln, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,727 sqft · built 2006
Lot Size	0.458 acres (19,950 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,968 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-4 16-0-0050`

Property Details

APN / Parcel Number

Primary APN	`37-4 16-0-0050`
Alternative APN	`30287`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,727 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	19,950 sqft (0.458 acres)
Garage Type	Attached
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	65 sqft
Deck Area	287 sqft
Patio Area	287 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	30287
Street Address	4300 OAK TREE LN
City	WILLIAMSBURG
State	VA
Zip	23188-8046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	L-50 PH-7C POWHATAN SECONDARY
Legal Subdivision	POWHATAN SECONDARY
Legal Phase	7C
Legal Lot Number	50
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2003
Census Tract	80209

Owner

Source: James City County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4300 OAK TREE LN, WILLIAMSBURG, VA 23188-8046
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS INC
May 18, 2021	Intrafamily Transfer, Transfer
Aug 7, 2018	Deed of Trust, Mortgage · Line of Credit TOWNE BK
May 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2014
Deed Sale	Jul 11, 2014
Prior Sale	Aug 18, 2006 · Amount on Record
Deed Book / Page	1400 / 11226
Last Transfer Date	Jun 17, 2024
Transfer Doc	0202408030
Record Updated	Sep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	May 10, 2021
Property Address	4300 OAK TREE LN, WILLIAMSBURG, VA 23188-8046
Document Number	210009452
Instrument Date	May 5, 2021
Instrument	210009452
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4300 OAK TREE LN, WILLIAMSBURG, VA 23188-8046

Mortgage

Document Number	0210009453
Date	May 10, 2021
Instrument	210009453

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	May 18, 2021
Property Address	4300 OAK TREE LN, WILLIAMSBURG, VA 23188-8046
Document Number	210010245
Instrument Date	May 5, 2021
Instrument	210010245
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4300 OAK TREE LN, WILLIAMSBURG, VA 23188-8046

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4300 OAK TREE LN, WILLIAMSBURG, VA 23188-8046
Document Number	0000013290
Instrument Date	Aug 7, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013290
Date	Aug 14, 2018
Instrument	13290

Lender

Name	TOWNE BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Aug 13, 2053

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4300 OAK TREE LN, WILLIAMSBURG, VA 23188-8046
Document Number	0000010101
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	May 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Mortgage

Document Number	0000010101
Date	May 17, 2017
Instrument	10101

Lender

Name	CAPITAL ONE NA
Type	Funding / Finance Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,968.00 (+6.42%)	$719,100 (+27.09%) Land $107,800 Building $611,300	$719,100 (+27.09%) Land $107,800 Building $611,300
2024	$5,608.00 (+19.42%)
2023	$4,696.00	$565,800 Land $95,000 Building $470,800	$565,800 Land $95,000 Building $470,800
2022	$4,696.00 (+7.85%)
2019	$4,354.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Glo Fiber.

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