4300 Cider Mill Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 4300 Cider Mill Dr, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 884 sqft · built 1978
Lot Size	0.231 acres (10,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,000 (Sep 2025)
Tax Bill	$3,362 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-32-14B-360`

Property Details

APN / Parcel Number

Primary APN	`41-32-14B-360`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	824 sqft
Basement Area	821 sqft
Finished Basement	821 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	10,062 sqft (0.231 acres)
View / Lot	Cul-de-sac
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4300 CIDER MILL DR
City	CINCINNATI
State	OH
Zip	45245-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CIDER MILL; LOT 71
Legal Subdivision	CIDER MILL
Legal Lot Number	71
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3006
Census Tract	41403

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4300 CIDER MILL DR, CINCINNATI, OH 45245-1402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Dec 6, 1991 · Amount on Record
Deed Document Number	202519784
Deed Book / Page	3003 / 4076
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Sep 24, 2025
Property Address	4300 CIDER MILL DR, CINCINNATI, OH 45245-1402
Document Number	0000019784
Book / Page	3003 / 4076
Map Reference	MB 147 PG 107
Instrument Date	Sep 10, 2025
Instrument	202500019784
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4175 FALLCREST DR, BATAVIA, OH 45103-2675

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4300 CIDER MILL DR, CINCINNATI, OH 45245-1402

Mortgage

Document Number	0000019785
Date	Sep 24, 2025
Instrument	202500019785

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.99%
Index	SOFR Average 30-Day
Max Rate	9.99%

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,600 (-) Land $12,570 Building $53,030
2024	$3,362.00 (-48.47%) Homeowner's exemption	$65,600 (-) Land $12,570 Building $53,030	$187,400 (-) Land $35,900 Building $151,500
2023	$6,524.00 (+135.78%) Homeowner's exemption	$65,600 (+38.11%) Land $12,570 Building $53,030	$187,400 (+38.1%) Land $35,900 Building $151,500
2022	$2,767.00 Homeowner's exemption	$47,500 Land $9,100 Building $38,400
2020			$135,700 Land $26,000 Building $109,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20