430 Wisnom Ave, San Mateo, CA 94401 Property Records

San Mateo County property record for 430 Wisnom Ave, San Mateo, CA 94401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,540 sqft · built 1923
Lot Size0.11 acres (4,800 sqft)
Owner2 Individual Names on File
Last Sale$1,800,000 (Jun 2021)
Tax Bill$19,974 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN032-172-240

Property Details

APN / Parcel Number

Primary APN032-172-240

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,540 sqft Living Area
1st Floor Area1,260 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area4,800 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address430 WISNOM AVE
CitySAN MATEO
StateCA
Zip94401-2422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20000
Legal DescriptionLOT 9 WISNOM SUB OF POR OF BLOCK 8 WESTERN ADD TO SAN MATEO RSM A/33
Legal SubdivisionWESTERN ADD TO SAN MATEO
Legal Block8
Legal Lot Number9
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group3
Census Block3005
Census Tract605901

Owner

430 Wisnom Ave is owned and occupied by two individuals who bought it in June 2021.

Source: San Mateo County records, as of July 15, 2026

Owner of Record2 Individual Names on File
Mailing Address430 WISNOM AVE, SAN MATEO, CA 94401-2422
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2022Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Jun 7, 2021Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2021 · Amount on File
Deed SaleJun 7, 2021 · Amount on File
Prior SaleNov 26, 2013 · Amount on File
Deed Document Number202187569
Prior Transfer DateNov 23, 2009
Prior Transfer Doc0000156814
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address430 WISNOM AVE, SAN MATEO, CA 94401-2422
Transaction TypeMortgage
Record UpdatedSep 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 WILSNOM AVE, SAN MATEO, CA 94401-2422

Mortgage

Document Number0000062505
DateAug 23, 2022
Instrument2022-062505
Lender
NamePENTAGON FCU
TypeCredit Union
Address22120
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 28, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateJun 7, 2021
Property Address430 WISNOM AVE, SAN MATEO, CA 94401-2422
Document Number0000087569
Map ReferenceMB A PG 33
Instrument DateMay 26, 2021
Instrument2021-087569
Transaction TypeTransfer
Record UpdatedJun 24, 2021
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,980.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address430 WISNOM AVE, SAN MATEO, CA 94401-2422

Mortgage

Document Number0000087570
DateJun 7, 2021
Instrument2021-087570
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 430 Wisnom Ave was $19,974.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,685,000 (+5.31%) Land $1,029,500 Building $655,500
2025$19,974.00$1,600,000 Land $977,500 Building $622,500
2023$17,591.00 (-23.24%)$1,400,000 Land $856,000 Building $544,000$1,427,220
2022$22,917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 Wisnom Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 430 Wisnom Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Sonic Telecom
Fiber
1,000 / 1,000
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Verizon.

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