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430 Wise Acres Rd, Ellijay, GA 30536 Property Records

Gilmer County property record for 430 Wise Acres Rd, Ellijay, GA 30536

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,448 sqft · built 1999
Lot Size1.95 acres (84,942 sqft)
Owner2 Individual Names on Record
Last Sale$388,000 (Jun 2024)
Tax Bill$1,891 (2025)
Deeds & MortgagesJan 2021 Mortgage
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3099G 028

Property Details

APN / Parcel Number

Primary APN3099G 028
Alternative APN
  • 22598

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,448 sqft Heated Area
Gross Area1,400 sqft
1st Floor Area1,400 sqft
Basement Area1,120 sqft
Finished Basement48 sqft
Unfinished Basement1,072 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2002
Exterior MaterialVinyl
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area84,942 sqft (1.95 acres)
Garage Area280 sqft

Exterior Amenities

PorchSlab
Porch Area192 sqft
Deck Area240 sqft
Storage Building48 sqft
Arbor/PergolaArbor/Pergola

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number22598
Street Address430 WISE ACRES RD
CityELLIJAY
StateGA
Zip30536-7678
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 17 CLEAR CRK EST
Legal SubdivisionCLEAR CREEK ESTATES
Legal Phase1
Legal Lot Number17
JurisdictionGILMER GA
Township / Civil DivisionSOUTH GILMER
Census Block Group2
Census Block2014
Census Tract80500

Owner

Source: Gilmer County records, as of February 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address430 WISE ACRES RD, ELLIJAY, GA 30536-7678
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL
Sep 26, 2022Warranty Deed, Transfer · FHA Mortgage
VANDERBILT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2024 · Amount on Record
Deed SaleJun 10, 2024 · Amount on Record
Prior SaleSep 30, 2022 · Amount on Record
Deed Document Number20241604
Deed Book / Page2689 / 57
Prior Transfer DateMar 16, 2007
Prior Transfer Doc001369/194
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILMER GA
Property Address430 WISE ACRES RD, ELLIJAY, GA 30536-7678
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 WISE ACRES RD, ELLIJAY, GA 30536-7678

Mortgage

Document Number0000002338/0000000122
DateJan 29, 2021
Book Page0000002338/0000000122
Lender
NameHOME POINT FINANCIAL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILMER GA
Recording DateSep 26, 2022
Property Address430 WISE ACRES RD, ELLIJAY, GA 30536-7678
Document Number002549/113
Book / Page2549 / 113
Instrument DateSep 26, 2022
Instrument2022-003981
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 SENECA WAY, ELLIJAY, GA 30540-6242

Mortgage

Document Number0000002549/0000000114
DateSep 30, 2022
Book Page0000002549/0000000114
Lender
NameVANDERBILT MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Gilmer County assessment roll, as of February 20, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyGilmer County
Unified School DistrictGilmer County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,891.00 (+10.2%)$122,416 (+14.04%) Land $14,480 Building $107,936$306,040 (+14.04%) Land $36,200 Building $269,840
2023$1,716.00 (+8.95%) Homeowner's exemption$107,348 (+19.88%) Land $6,760 Building $100,588$268,370 (+19.88%) Land $16,900 Building $251,470
2022$1,575.00 Homeowner's exemption$89,548 Land $6,760 Building $82,788$223,870 Land $16,900 Building $206,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims36 (1995–2016)
Claims Outside the SFHA11 of 36
Most Recent ClaimJan 2016 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Dec 2015 · 4 claims
  • Hurricane Ivan, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 69% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ETC
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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