430 Whites Bridge Rd, Standish, ME 04084 Property Records

Cumberland County and Standish Town property record for 430 Whites Bridge Rd, Standish, ME 04084

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,531 sqft · built 1880
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Apr 2023)
Tax Bill	$7,047 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`STAN M:20 L:12-A`

Property Details

APN / Parcel Number

Primary APN	`STAN M:20 L:12-A`
Alternative APNs	`M:20 L:12=A` `F1866R`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,531 sqft Living Area
Gross Area	8,355 sqft
1st Floor Area	1,960 sqft
Attic	Attic
Attic Area	1,640 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	152,460 sqft (3.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	F1866R
Street Address	430 WHITES BRIDGE RD
City	STANDISH
State	ME
Zip	04084-5304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	12-A
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	3
Census Block	3001
Census Tract	17002

Owner

430 Whites Bridge Rd is owned and occupied by two individuals who bought it in April 2023.

Source: Cumberland County and Standish Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	430 WHITES BRIDGE RD, STANDISH, ME 04084-5304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INTEGRITY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2023 · Amount on File
Deed Sale	Apr 19, 2023 · Amount on File
Prior Sale	Feb 16, 2006 · Amount on File
Deed Document Number	202311613
Deed Book / Page	40080 / 26
Transfer Doc	23681-0330
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	Apr 19, 2023
Property Address	430 WHITES BRIDGE RD, STANDISH, ME 04084-5304
Document Number	0400800026
Book / Page	40080 / 26
Instrument Date	Apr 18, 2023
Instrument	11613
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	302 BRACKETT ST, PORTLAND, ME 04102-3222

Mortgage

Document Number	0000011614
Date	Apr 19, 2023
Instrument	11614

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	May 1, 2030
Max Rate At Change	3%
Index	Other
Margin	3

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	430 WHITES BRIDGE RD, STANDISH, ME 04084-5304
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0378690167
Date	Mar 1, 2021
Book Page	37869/167
Instrument	14279

Lender

Name	INTEGRITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 430 Whites Bridge Rd was $7,047, up 5.2% from the year before.

Source: Cumberland County and Standish Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,047.00 (+5.24%)	$568,300 (+6.94%) Land $75,100 Building $493,200
2024	$6,696.00 (+6.73%)	$531,400 (+17.31%) Land $69,900 Building $461,500
2023	$6,274.00 (+14.38%)	$453,000 (+19.34%) Land $59,400 Building $393,600
2022	$5,485.00	$379,600 Land $53,300 Building $326,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 430 Whites Bridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Whites Bridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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