Black Hawk County property record for 430 Western Ave, Waterloo, IA 50701
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2.5 ba · 1,560 sqft · built 1902 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $83,500 (Feb 2005) |
| Tax Bill | $202 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-26-330-006 |
| Primary APN | 8913-26-330-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Total Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 744 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,200 sqft (0.096 acres) |
| Lot Dimensions | 140 ft deep x 30 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 136 sqft |
| Deck Area | Deck Area |
| Patio Area | 56 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 430 WESTERN AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2638 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | WHITNEY AND SEDGWICKS ADDITION NW 30 FT LOT 1 BLK 6 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 26 |
| Legal Subdivision | WHITNEY AND SEDGWICKS ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 300 |
430 Western Ave, a duplex, is owned by an individual who bought it in February 2005.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 WESTERN AVE, WATERLOO, IA 50701-2638 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2005 · Amount on File |
| Deed Sale | Feb 28, 2005 · Amount on File |
| Deed Document Number | 200519990 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 430 Western Ave was $202, down 67.7% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $202.00 (-67.73%) | $9,850 Land $4,500 Building $5,350 | $9,850 Land $4,500 Building $5,350 |
| 2024 | $626.00 | ||
| 2023 | $28,820 (+16.73%) Land $4,500 Building $24,320 | $28,820 Land $4,500 Building $24,320 | |
| 2022 | $542.00 | $24,690 Land $4,500 Building $20,190 | |
| 2021 | $24,690 Land $4,500 Building $20,190 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 430 Western Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 430 Western Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: GigFire, Nextlink, T-Mobile, Verizon.
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