430 Walls Ford Rd, Saint Clair, MO 63077 Property Records

Franklin County property record for 430 Walls Ford Rd, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,304 sqft · built 1959
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on File
Last Sale	$92,500 (May 2020)
Tax Bill	$1,073 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-6-13.0-0-000-015.000`

Property Details

APN / Parcel Number

Primary APN	`29-6-13.0-0-000-015.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	82,764 sqft (1.9 acres)

Location & Zoning

Street Address	430 WALLS FORD RD
City	SAINT CLAIR
State	MO
Zip	63077-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT SE NW W OF WALLS FORD RD
Legal Range	1W
Legal Township	41N
Legal Section	13
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1016
Census Tract	800901

Owner

430 Walls Ford Rd is owned by two individuals who bought it in May 2020.

Source: Franklin County records, as of November 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	257 CRESCENT LAKE RD, SAINT CLAIR, MO 63077-1920
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION CO LLC
May 19, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2020 · Amount on File
Deed Sale	May 19, 2020 · Amount on File
Deed Document Number	20207203
Prior Transfer Date	Jul 12, 2017
Prior Transfer Doc	0000010405
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 14, 2021
Property Address	430 WALLS FORD RD, SAINT CLAIR, MO 63077-2226
Document Number	0002119489
Instrument Date	Oct 13, 2021
Instrument	2119489
Transaction Type	Transfer
Record Updated	Jan 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 CRESCENT LAKE RD, SAINT CLAIR, MO 63077-1920

Mortgage

Document Number	0002119490
Date	Oct 14, 2021
Instrument	2119490

Lender

Name	DAS ACQUISITION CO LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 19, 2020
Property Address	430 WALLS FORD RD, SAINT CLAIR, MO 63077-2226
Document Number	0000007203
Instrument Date	May 18, 2020
Instrument	7203
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	430 WALLS FORD RD ST CLAIR MO 630772226, ST CLAIR, MO 63077-2226

Mortgage

Document Number	7204
Date	May 19, 2020
Instrument	7204

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 430 Walls Ford Rd was $1,073.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,073.00	$17,744	$93,390 Land $16,500 Building $76,890
2023	$933.00 (+11.07%)	$16,830	$88,580 Land $14,600 Building $73,980
2022	$840.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 430 Walls Ford Rd in Zone X, an area of minimal flood risk, though there have been 78 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	78 (1979–2024)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 11 claims Severe Storms And Flooding, Mar 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Walls Ford Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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