430 Wadhams Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 430 Wadhams Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,640 sqft · built 1993
Lot Size	3.69 acres (160,736 sqft)
Owner	2 Individual Names on File
Last Sale	$77,000 (Mar 2018)
Tax Bill	$3,063 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-25-034-2005-000`

Property Details

APN / Parcel Number

Primary APN	`74-25-034-2005-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft
Basement Area	1,640 sqft
Unfinished Basement	1,380 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	160,736 sqft (3.69 acres)
Lot Width	210 ft Width
Garage Area	1,512 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	430 WADHAMS RD
City	KIMBALL
State	MI
Zip	48074-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG AT E 1/4 COR, TH N 0D 59M E 2325.80', TH ON A CV TO SW RADIUS OF 1432.39', LONG CHORD BEARS S 9D 19M 17S W 416.03', TH
Legal Range	16E
Legal Township	06N
Legal Section	34
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	4
Census Block	4000
Census Tract	634600

Owner

430 Wadhams Rd is owned and occupied by two individuals who acquired it in September 2022.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	430 WADHAMS RD, KIMBALL, MI 48074-4306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 3, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 5, 2022	Intrafamily Transfer, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2018 · Amount on File
Deed Sale	Mar 13, 2018 · Amount on File
Deed Document Number	20185359
Deed Book / Page	4924 / 545
Last Transfer Date	Sep 17, 2022
Transfer Doc	0005567460
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	430 WADHAMS RD, KIMBALL, MI 48074-4306
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 WADHAMS RD, KIMBALL, MI 48074-4306

Mortgage

Document Number	0005906374
Date	Mar 18, 2026
Book Page	5906/374
Instrument	2026004934

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	2460 PASEO VERDE PKWY STE 110, HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	430 WADHAMS RD, KIMBALL, MI 48074-4306
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 WADHAMS RD, KIMBALL, MI 48074-4306

Mortgage

Document Number	0005702754
Date	Apr 3, 2024
Book Page	5702/754
Instrument	2024005700

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 5, 2022
Property Address	430 WADHAMS RD, KIMBALL, MI 48074-4306
Document Number	0005567460
Book / Page	5567 / 460
Instrument Date	Sep 17, 2022
Instrument	2022022888
Transaction Type	Transfer
Record Updated	Apr 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 WADHAMS RD, KIMBALL, MI 48074-4306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 WADHAMS RD, KIMBALL, MI 48074-4306

Mortgage

Document Number	2022022889
Date	Oct 5, 2022
Instrument	2022022889

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 430 Wadhams Rd was $3,063 with a homeowner's exemption, up 3.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Marysville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,400 (+4.83%)	$338,800
2025	$3,063.00 (+3.13%) Homeowner's exemption	$161,600
2024	$2,970.00		$323,200
2023		$141,000
2022	$2,696.00		$282,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 Wadhams Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Wadhams Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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