430 W Plainwell St, Plainwell, MI 49080 Property Records

Allegan County property record for 430 W Plainwell St, Plainwell, MI 49080

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Oct 2019)
Tax Bill	$442 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55-380-034-00`

Property Details

APN / Parcel Number

Primary APN	`55-380-034-00`
Alternative APN	`03-55-380-034-00`

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Location & Zoning

Street Address	430 W PLAINWELL ST
City	PLAINWELL
State	MI
Zip	49080-1546
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 40 VAN HORN'S ADDITION
Legal Subdivision	VAN HORNS ADD
Legal Lot Number	40
Jurisdiction	ALLEGAN MI
Township / Civil Division	PLAINWELL
Census Block Group	4
Census Block	4008
Census Tract	32000

Owner

430 W Plainwell St, residential vacant land, is owned and occupied by two individuals who bought it in October 2019.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 BRIGHAM ST, PLAINWELL, MI 49080-1516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CENTER LLC
Feb 25, 2026	Warranty Deed, Transfer MORTGAGE CTR TITLE LLC, MORTGAGE CENTER TITLE LLC
Mar 5, 2020	Intrafamily Transfer, Transfer
Oct 23, 2019	Warranty Deed, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2019 · Amount on File
Deed Sale	Oct 23, 2019 · Amount on File
Prior Sale	Mar 5, 2015 · Amount on File
Deed Book / Page	4394 / 374
Prior Transfer Date	Aug 28, 1972
Prior Transfer Doc	3808/705
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Recording Date	Apr 1, 2026
Property Address	430 W PLAINWELL ST, PLAINWELL, MI 49080-1546
Document Number	005124/719
Book / Page	5124 / 719
Instrument Date	Mar 25, 2026
Instrument	20265419
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 BRIGHAM ST, PLAINWELL, MI 49080-1516

Mortgage

Document Number	0000005419,
Date	Apr 1, 2026
Book Page	5124/719
Instrument	20265419

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Feb 25, 2026
Property Address	430 W PLAINWELL ST, PLAINWELL, MI 49080-1546
Document Number	005113/690
Book / Page	5113 / 690
Map Reference	LB 3 PG 30
Instrument Date	Feb 24, 2026
Instrument	2026002777
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	MORTGAGE CTR TITLE LLC, MORTGAGE CENTER TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	426 W PLAINWELL ST, PLAINWELL, MI 49080-1546

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 BRIGHAM ST, PLAINWELL, MI 49080-1516

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Mar 5, 2020
Property Address	430 W PLAINWELL ST, PLAINWELL, MI 49080-1546
Document Number	4437/461
Book / Page	4437 / 461
Map Reference	LB 44 PG 521
Instrument Date	Jan 31, 2020
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	426 WEST STREET, 426, PLAINWELL, MI 49080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 WEST STREET, PLAINWELL, MI 49080

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Oct 23, 2019
Property Address	430 W PLAINWELL ST, PLAINWELL, MI 49080-1546
Document Number	4394/374
Book / Page	4394 / 374
Instrument Date	Oct 15, 2019
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Tax	$903.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	238 E ORCHARD ST, 238, DELTON, MI 49046-7516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 W PLAINWELL ST, PLAINWELL, MI 49080-1546

Tax Assessment & Valuation

The 2025 property tax bill for 430 W Plainwell St was $442 with a homeowner's exemption, down 0.7% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Plainwell City
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,900 (-) Land $6,900	$13,800 (-) Land $13,800
2025	$442.00 (-0.67%)	$6,900 Land $6,900	$13,800 Land $13,800
2024	$445.00
2023		$6,900 Land $6,900	$13,800 Land $13,800
2022	$447.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 430 W Plainwell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 W Plainwell St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET, AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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