Emmet County property record for 430 W Lake St, Petoskey, MI 49770
| Property Type | Commercial |
|---|---|
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-06-127-011 |
| Primary APN | 52-19-06-127-011 |
|---|
| Fire Resistance | Fireproof Steel Frame |
|---|---|
| Lot Area | 6,970 sqft (0.16 acres) |
| Street Address | 430 W LAKE ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2267 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | COP RM-2 |
| Legal Description | EMMET CITY W 33 FT OF LOT 8 BLK 2 ALSO VACATED WEST ST ADJOINING SD LOT ON THE W SECTION 6, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 06 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 970800 |
430 W Lake St, a commercial property, is owned by a company.
Source: Emmet County records, as of July 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 611 W NORTH ST, GAYLORD, MI 49735-8349 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Apr 21, 2021 |
| Property Address | 430 W LAKE ST, PETOSKEY, MI 49770-2267 |
| Document Number | 001232/375 |
| Book / Page | 1232 / 375 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 5185340 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 611 W NORTH ST, GAYLORD, MI 49735-8349 |
| Investor | Possibly a Property Investor |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
FEMA maps place 430 W Lake St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 430 W Lake St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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