Allegany County property record for 430 Virginia Ave, Cumberland, MD 21502
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 3,456 sqft · built 1920 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Feb 2025) |
| Tax Bill | $92 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-020928 |
| Primary APN | 04-020928 |
|---|---|
| Alternative APNs |
|
| Lot Area | 4,000 sqft (0.092 acres) |
|---|---|
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Sewer | Connected |
|---|
| Account Number | 020928 |
|---|---|
| Street Address | 430 VIRGINIA AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4537 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | B-L |
| Legal Description | 430-432 VIRGINIA AVE LOT 32 40X100 SOUTHSIDE |
| Legal Subdivision | SOUTH SIDE ADD CUMBERLAND |
| Legal Lot Number | 32 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chapel Hill Historic District listed 2005 · 810 contributing resources · NRIS 05001477 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 111 N CHASE ST, CUMBERLAND, MD 21502-2060 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2025 · Amount on Record |
| Deed Sale | Feb 21, 2025 · Amount on Record |
| Prior Sale | Mar 15, 2005 · Amount on Record |
| Deed Book / Page | 3040 / 339 |
| Record Updated | Oct 29, 2026 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,000 (-) Land $10,000 | $10,000 (-) Land $10,000 | |
| 2025 | $92.00 (-1.08%) | ||
| 2023 | $93.00 | $10,000 Land $10,000 | $10,000 Land $10,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1978–1995) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jun 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| SkyPacket Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures