430 Vernon Rd, Mansfield, OH 44905 Property Records

Richland County property record for 430 Vernon Rd, Mansfield, OH 44905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,032 sqft · built 1951
Lot Size	0.245 acres (10,668 sqft)
Owner	Individual Name on Record
Last Sale	$139,900 (Sep 2021)
Tax Bill	$2,830 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025-09-157-03-000`

Property Details

APN / Parcel Number

Primary APN	`025-09-157-03-000`
Alternative APN	`01087`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	660 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2020
Architectural Style	Cape Cod
Exterior Material	Aluminum Siding
Lot Area	10,668 sqft (0.245 acres)
Lot Dimensions	191 ft deep x 52 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	48 sqft
Utility Building	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	430 VERNON RD
City	MANSFIELD
State	OH
Zip	44905-2741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OL 63 N PT & OL 64 S PT 53.02 X 190.72 10,692 SQ FT
Legal Subdivision	HARCREST HEIGHTS SUBDIVISION
Jurisdiction	RICHLAND OH
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2020
Census Tract	900

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	430 VERNON RD, MANSFIELD, OH 44905-2741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Nov 25, 2020 · Amount on Record
Deed Document Number	202113281
Deed Book / Page	2931 / 733
Prior Transfer Date	Jun 15, 1993
Prior Transfer Doc	0234000216
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Sep 20, 2021
Property Address	430 VERNON RD, MANSFIELD, OH 44905-2741
Document Number	2931/733
Book / Page	2931 / 733
Instrument Date	Sep 14, 2021
Instrument	202100013281
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	BARRISTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6850 MILLER RD, BRECKSVILLE, OH 44141-3222

Mortgage

Document Number	202100013282
Date	Sep 20, 2021
Instrument	202100013282

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Nov 25, 2020
Property Address	430 VERNON RD, MANSFIELD, OH 44905-2741
Document Number	002840/600
Book / Page	2840 / 600
Map Reference	VOL 16 PG 38
Instrument Date	Nov 23, 2020
Instrument	202000014551
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	BARRISTER TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	300 N ELIZABETH ST STE 3E, 3E, CHICAGO, IL 60607-1134
Mail Care Of	FEDERAL SAVINGS BANK

Mortgage

Document Number	202000014552
Date	Nov 25, 2020
Instrument	202000014552

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Madison Township
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,830.00 (+0.04%)	$47,550 (-) Land $4,990 Building $42,560
2024	$2,829.00 (+22.36%) Homeowner's exemption	$47,550 (-) Land $4,990 Building $42,560
2023	$2,312.00 (+90.29%) Homeowner's exemption	$47,550 (+115.65%) Land $4,990 Building $42,560	$135,850 (+115.67%) Land $14,260 Building $121,590
2022	$1,215.00 Homeowner's exemption	$22,050 Land $4,540 Building $17,510
2020			$62,990 Land $12,960 Building $50,030

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MANSFIELD SYSTEM #07 private · serves 766 people · EPA ID OH7001612
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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