430 Valley Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 430 Valley Dr, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,536 sqft · built 1986
Lot Size	0.482 acres (20,996 sqft)
Owner	Individual Name on Record
Tax Bill	$2,506 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0771618`

Property Details

APN / Parcel Number

Primary APN	`R0771618`
Alternative APNs	`07-3966-17-1-15-43-0000` `0000502800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Basement Area	1,230 sqft
Finished Basement	1,230 sqft
Family Room	Family Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,996 sqft (0.482 acres)
Garage Type	Detached
Garage Area	1,088 sqft
Parking Spaces	4 Parking Spaces
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000502800
Street Address	430 VALLEY DR
City	KALISPELL
State	MT
Zip	59901-5122
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	1
Legal Description	DAYS AC, S17, T28 N, R21 W, BLOCK 002, LOT 08A, AMD L8&9 (DA1)
Legal Range	21W
Legal Township	28N
Legal Section	17
Legal Subdivision	DAYS AC
Legal Block	2
Legal Lot Number	8A
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2046
Census Tract	1202

Owner

Source: Flathead County records, as of September 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	430 VALLEY DR, KALISPELL, MT 59901-5122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 15, 2022	Intrafamily Transfer, Transfer FIRST TITLE COMPANY, FIRST TITLE OF MONTANA
Jul 15, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage PARK SIDE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022
Deed Sale	Jul 15, 2022
Prior Sale	Jul 15, 2022 · Amount on Record
Deed Document Number	202217418
Prior Transfer Date	Nov 23, 2005
Prior Transfer Doc	0033410430
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	430 VALLEY DR, KALISPELL, MT 59901-5122
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	FIRST TITLE COMPANY, FIRST TITLE OF MONTANA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900022634
Date	Sep 13, 2019
Instrument	201900022634

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jul 15, 2022
Property Address	430 VALLEY DR, KALISPELL, MT 59901-5122
Document Number	202200017418
Instrument Date	Jul 8, 2022
Instrument	202200017418
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIRST TITLE COMPANY, FIRST TITLE OF MONTANA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 VALLEY DR, KALISPELL, MT 59901-5122

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jul 15, 2022
Property Address	430 VALLEY DR, KALISPELL, MT 59901-5122
Document Number	202200017416
Instrument Date	Jul 5, 2022
Instrument	202200017416
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 VALLEY DR, KALISPELL, MT 59901-5122

Mortgage

Document Number	202200017417
Date	Jul 15, 2022
Instrument	202200017417

Lender

Name	PARK SIDE FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 3, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,506.00 (-34.1%)	$596,800 (+34.32%)	$596,800 (+34.32%) Land $145,534 Building $451,266
2023	$3,803.00	$444,300	$444,300 Land $77,697 Building $366,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks, Verizon, Vero Fiber.

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