430 Towner Dr NE, Devils Lake, ND 58301 Property Records

Ramsey County property record for 430 Towner Dr NE, Devils Lake, ND 58301

Property Summary

Property Type	Townhouse
Lot Size	0.239 acres (10,409 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Jun 2023)
Tax Bill	$2,596 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2019 Sale & Mortgage
APN	`39200200004000`

Property Details

APN / Parcel Number

Primary APN	`39200200004000`

Exterior

Architectural Style	Townhouse
Lot Area	10,409 sqft (0.239 acres)

Location & Zoning

Street Address	430 TOWNER DR NE
City	DEVILS LAKE
State	ND
Zip	58301-1626
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 4 BLK 1 TOWNER ADD
Legal Subdivision	TOWNER ADDITION
Legal Block	1
Legal Lot Number	4
Jurisdiction	RAMSEY ND
Township / Civil Division	DEVILS LAKE
Census Block Group	3
Census Block	3018
Census Tract	957800

Owner

430 Towner Dr NE, a townhouse, is owned and occupied by an individual who bought it in June 2023.

Source: Ramsey County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	430 TOWNER DR NE, DEVILS LAKE, ND 58301-1626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jun 11, 2019	Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2023 · Amount on File
Deed Sale	Jun 9, 2023 · Amount on File
Prior Sale	Jun 11, 2019 · Amount on File
Deed Document Number	2023281054
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Jun 9, 2023
Property Address	430 TOWNER DR NE, DEVILS LAKE, ND 58301-1626
Document Number	0000281054
Instrument Date	Jun 9, 2023
Instrument	281054
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	430 TOWNER DR NE, DEVILS LAKE, ND 58301-1626

Mortgage

Document Number	0000281055
Date	Jun 9, 2023
Instrument	281055

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Jun 11, 2019
Property Address	430 TOWNER DR NE, DEVILS LAKE, ND 58301-1626
Document Number	272350
Instrument Date	Jun 5, 2019
Instrument	272350
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	PRIORITY TITLE/FL LLC, PRIORITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 TOWNER DR NE, DEVILS LAKE, ND 58301-1626

Mortgage

Document Number	272351
Date	Jun 11, 2019
Instrument	272351

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 430 Towner Dr NE was $2,596, down 33.8% from the year before.

Source: Ramsey County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Ramsey County
Municipality	Devils Lake City
Unified School District	Devils Lake Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,596.00 (-33.76%)	$125,000 Land $11,750 Building $113,250	$250,000 Land $23,500 Building $226,500
2024	$3,919.00 (+18.22%)
2023	$3,315.00 (+6.9%)	$109,700 (+5.48%) Land $8,650 Building $101,050	$219,400 (+5.48%) Land $17,300 Building $202,100
2022	$3,101.00	$104,000 Land $8,650 Building $95,350	$208,000 Land $17,300 Building $190,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 430 Towner Dr NE; there have been 16 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	16 (1995–2009)
Claims Outside the SFHA	6 of 16
Most Recent Claim	May 2009 · Severe Storms And Flooding
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 6 claims Severe Storms,flooding, & Ice Jams, May 1996 · 5 claims Severe Storms, Flooding, And Ground Saturation, Jun 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Towner Dr NE is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Dakota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Dakota Telephone Company Fiber	10,000 / 10,000
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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