McMinn County property record for 430 Thacker Ln, Etowah, TN 37331
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 852 sqft · built 1983 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Apr 2023) |
| Tax Bill | $743 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Apr 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054107J E 00400 |
| Primary APN | 054107J E 00400 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 852 sqft Living Area |
| 1st Floor Area | 852 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 792 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 103 ft deep x 85 ft wide |
| Terrain | Rolling |
| Deck Area | 120 sqft |
|---|---|
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Old Parcel Number | 107J E 00400 00004107J |
|---|---|
| Street Address | 430 THACKER LN |
| City | ETOWAH |
| State | TN |
| Zip | 37331-1481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 04 04 105L A 105M 03000 000, COUNTY AREA: I01 |
| Jurisdiction | MCMINN TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 970602 |
Source: McMinn County records, as of February 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 430 THACKER LN, ETOWAH, TN 37331-1481 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2024 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Apr 10, 2023 | Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE |
| Apr 25, 2017 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2023 · Amount on Record |
| Deed Sale | Apr 10, 2023 · Amount on Record |
| Prior Sale | Feb 27, 2007 · Amount on Record |
| Deed Document Number | 245243 |
| Deed Book / Page | 23O / 810 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 430 THACKER LN, ETOWAH, TN 37331-1481 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 430 THACKER LN, ETOWAH, TN 37331-1481 |
| Document Number | 0001335508 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | 1335/508 |
| Instrument | 252549 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Apr 10, 2023 |
| Property Address | 430 THACKER LN, ETOWAH, TN 37331-1481 |
| Document Number | 000023O810 |
| Book / Page | 23O / 810 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 245243 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2023 |
| Title Company | SKYWAY TITLE SERVICES, SKYWAY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 430 THACKER LN, ETOWAH, TN 37331-1481 |
| Document Number | 0000245244 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 245244 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 430 THACKER LN, ETOWAH, TN 37331-1481 |
| Document Number | 1118422 |
| Instrument Date | Apr 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 430 THACKER LN ETOWAH TN 373311481, ETOWAH, TN 37331-1481 |
| Document Number | 1118422 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 001118/000422 |
| Instrument | 189342 |
| Name | MIDFIRST BK |
|---|---|
| Type | Federal Savings Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: McMinn County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | McMinn County |
| Municipality | Etowah City |
| Elementary School District | Etowah City School District (PK - 08) |
| Secondary School District | McMinn County School District in Etowah (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $743.00 | $31,550 (-) Land $2,100 Building $29,450 | |
| 2024 | $743.00 (+0.27%) | $31,550 (+0.32%) Land $2,100 Building $29,450 | |
| 2023 | $741.00 (-1.59%) | $31,450 (+38.55%) Land $2,100 Building $29,350 | $126,200 (+38.99%) Land $8,400 Building $117,800 |
| 2022 | $753.00 | $22,700 Land $1,675 Building $21,025 | $90,800 Land $6,700 Building $84,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 53% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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