Okeechobee County property record for 430 SW 87th Ter, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,196 sqft · built 1994 |
| Lot Size | 0.43 acres (18,774 sqft) |
| Owner | Individual Name on File |
| Last Sale | $362,000 (Mar 2025) |
| Tax Bill | $1,046 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-22-37-34-0040-00020-001A |
| Primary APN | 1-22-37-34-0040-00020-001A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,196 sqft Heated Area |
| Gross Area | 1,709 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 18,774 sqft (0.43 acres) |
| Lot Dimensions | 188 ft deep x 100 ft wide |
| Pool Area | 299 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 430 SW 87TH TER |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-1556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH LAKE COUNTRY ESTATES UNIT 1 THE SOUTH 1/2 OF LOT 1, BLOCK 2, NORTH LAKE COUNTRY ESTATES UNIT NO. 1, ACCORDING TO THE PL |
| Legal Range | 34E |
| Legal Township | 37S |
| Legal Section | 22 |
| Legal Subdivision | NORTH LAKE COUNTRY ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 910602 |
430 SW 87th Ter is owned and occupied by an individual who bought it in March 2025.
Source: Okeechobee County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 430 SW 87TH TER, OKEECHOBEE, FL 34974-1556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2025 · Amount on File |
| Deed Sale | Mar 4, 2025 · Amount on File |
| Prior Sale | Mar 27, 2008 · Amount on File |
| Deed Document Number | 2025002231 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 430 SW 87TH TER, OKEECHOBEE, FL 34974-1556 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 430 SW 87TH TER, OKEECHOBEE, FL 34974-1556 |
| Document Number | 0000001410 |
|---|---|
| Date | Feb 9, 2026 |
| Instrument | 2026001410 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
The 2025 property tax bill for 430 SW 87th Ter was $1,046 with a homeowner's exemption.
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,046.00 Homeowner's exemption | $116,904 | $250,971 Land $37,000 Building $213,971 |
| 2023 | $1,576.00 (+10.21%) Homeowner's exemption | $107,397 (+3%) | $239,129 (+20.34%) Land $32,000 Building $207,129 |
| 2022 | $1,430.00 Homeowner's exemption | $104,269 | $198,715 Land $23,000 Building $175,715 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 430 SW 87th Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 92 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 430 SW 87th Ter is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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