430 Sutton Br Rd, Clyde, NC 28721 Property Records

Haywood County property record for 430 Sutton Br Rd, Clyde, NC 28721 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 1995
Lot Size	4.78 acres (208,304 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,162 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8649-09-3804`

Property Details

APN / Parcel Number

Primary APN	`8649-09-3804`
Alternative APN	`82805`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Heated Area
Gross Area	3,084 sqft
1st Floor Area	1,848 sqft
Basement Area	1,848 sqft
Finished Basement	1,848 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	208,304 sqft (4.78 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	82805
Street Address	430 SUTTON BRANCH RD
City	CLYDE
State	NC
Zip	28721-7896
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	430 SUTTON BRANCH RD TR #1
Legal Tract	1
Legal Unit	1
Jurisdiction	HAYWOOD NC
Township / Civil Division	CRABTREE
Census Block Group	2
Census Block	2006
Census Tract	920102

Owner

Source: Haywood County records · APN 8649-09-3804

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	430 SUTTON BRANCH RD, CLYDE, NC 28721-7896
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	430 SUTTON BRANCH RD, CLYDE, NC 28721-7896
Document Number	0009361133
Book / Page	000936 / 001133
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	430 SUTTON BRANCH RD CLYDE NC 287217896, CLYDE, NC 28721-7896

Mortgage

Document Number	0009361133
Date	Sep 15, 2017
Book Page	000936/001133
Instrument	8433

Lender

Name	HOMETRUST BK
Type	Bank
Address	ASHEVILLE, NC 28802-0010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 14, 2042

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,200 (-) Land $66,100 Building $242,100
2025	$2,162.00	$308,200 (-) Land $66,100 Building $242,100	$308,200 (-) Land $66,100 Building $242,100
2023		$308,200 Land $66,100 Building $242,100	$308,200 (-) Land $66,100 Building $242,100
2021			$308,200 Land $66,100 Building $242,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879201022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 3 of 5 on primary residences
Nearby Flood Claims	3 (1994–1999)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 1999, river or lake flooding

Wildfire

Wildfire Risk	High above 73% of the US · above 94% of North Carolina
Wildfire Likelihood	About 1 in 255 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.