430 Stormont Rd, Saluda, VA 23149 Property Records

Middlesex County property record for 430 Stormont Rd, Saluda, VA 23149

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,480 sqft · built 1964
Lot Size	3.62 acres (157,687 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jul 2014)
Tax Bill	$1,168 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`27 74`

Property Details

APN / Parcel Number

Primary APN	`27 74`
Alternative APN	`6194`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
Gross Area	1,904 sqft
1st Floor Area	1,480 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1980
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	157,687 sqft (3.62 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	312 sqft
Porch	Patio
Porch Area	180 sqft
Deck Area	80 sqft
Shed	1 Shed
Shed Area	752 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6194
Street Address	430 STORMONT RD
City	SALUDA
State	VA
Zip	23149-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	STORMONT LOTS 74&73B 3.62 AC DB104-345 PL83-49 183-391 D10-2289 D14-1093 D21-2640 S92-5
Legal Lot Number	74,73
Jurisdiction	MIDDLESEX VA
Township / Civil Division	SALUDA
Census Block Group	4
Census Block	4033
Census Tract	951000

Owner

430 Stormont Rd is owned by two individuals who bought it in July 2014.

Source: Middlesex County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	430 STORMONT RD, TD, SALUDA, VA 23149-3000
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
Nov 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2014 · Amount on File
Deed Sale	Jul 28, 2014 · Amount on File
Deed Book / Page	1400 / 1093
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Recording Date	Jun 18, 2026
Property Address	430 STORMONT RD, SALUDA, VA 23149-3000
Document Number	0000000996
Instrument Date	Jun 8, 2026
Instrument	2026996
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 STORMONT RD, SALUDA, VA 23149-3000

Mortgage

Document Number	0000000996,
Date	Jun 18, 2026
Instrument	2026996

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	430 STORMONT RD, SALUDA, VA 23149-3000
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002903
Date	Nov 10, 2021
Instrument	210002903

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

The 2026 property tax bill for 430 Stormont Rd was $1,168.

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,168.00	$191,600 (-) Land $46,500 Building $145,100	$191,600 (-) Land $46,500 Building $145,100
2025	$1,168.00	$191,600 Land $46,500 Building $145,100	$191,600 Land $46,500 Building $145,100
2023	$1,168.00	$191,600 Land $46,500 Building $145,100	$191,600 Land $46,500 Building $145,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 Stormont Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Stormont Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: All Points Broadband.

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