430 State Rte 32, Cincinnati, OH 45244 Property Records

Clermont County property record for 430 State Rte 32, Cincinnati, OH 45244

Property Summary

Property Type	Commercial
Details	2,328 sqft · built 1960
Lot Size	0.94 acres (40,946 sqft)
Owner	Company Name on File
Last Sale	$130,000 (Apr 2021)
Tax Bill	$2,931 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-32-13A-257`

Property Details

APN / Parcel Number

Primary APN	`41-32-13A-257`

Interior

Stories	1 Story
Building Area	2,328 sqft Total Area
1st Floor Area	2,328 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Metal Frame
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	40,946 sqft (0.94 acres)
View / Lot	Cul-de-sac

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	430 STATE ROUTE 32
City	CINCINNATI
State	OH
Zip	45244-3598
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	B P SERVICE STATION
Legal Subdivision	W MOSLEY MILITARY SURVEY NO 1115
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2014
Census Tract	41406

Owner

430 State Rte 32, a commercial property, is owned by a company that bought it in April 2021.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Company Name on File
Mailing Address	8041 EVENING WHISPER WAY, CINCINNATI, OH 45244-4901
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WAFA ODEH ETAL
Apr 1, 2021	Re-recorded Document · Commercial Mortgage WAFA ODEH ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on File
Deed Sale	Apr 1, 2021 · Amount on File
Prior Sale	Mar 11, 2021 · Amount on File
Deed Document Number	202110390
Deed Book / Page	2875 / 1206
Prior Transfer Date	Nov 21, 2014
Prior Transfer Doc	0000003171
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Mar 11, 2021
Property Address	430 STATE ROUTE 32, CINCINNATI, OH 45244-3598
Document Number	0000007842
Book / Page	2872 / 3011
Instrument Date	Mar 10, 2021
Instrument	202100007842
Transaction Type	Transfer
Record Updated	Apr 29, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8041 EVENING WHISPER WAY, CINCINNATI, OH 45244-4901

Mortgage

Document Number	0000007843
Date	Mar 11, 2021
Instrument	202100007843

Lender

Name	WAFA ODEH ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	38 Months
Due	May 1, 2024

April 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CLERMONT OH
Recording Date	Apr 1, 2021
Property Address	430 STATE ROUTE 32, CINCINNATI, OH 45244-3598
Document Number	0000010390
Book / Page	2875 / 1206
Instrument Date	Mar 10, 2021
Instrument	202100010390
Record Updated	Apr 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8041 EVENING WHISPER WAY, CINCINNATI, OH 45244-4901

Mortgage

Document Number	0000010391
Date	Apr 1, 2021
Book Page	2875/1209
Instrument	202100010391

Lender

Name	WAFA ODEH ETAL
Type	Private Party
Address	1008 SHEPHERDS GLEN DR, BATAVIA, OH 45103

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	37 Months
Due	May 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 430 State Rte 32 was $2,931.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,931.00	$43,610 Land $18,900 Building $24,710
2024			$124,600 (-) Land $54,000 Building $70,600
2023	$4,337.00 (+119.82%)	$43,610 (+60.1%) Land $18,900 Building $24,710	$124,600 Land $54,000 Building $70,600
2022	$1,973.00	$27,240 Land $16,560 Building $10,680
2020			$77,800 Land $47,300 Building $30,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 430 State Rte 32 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 State Rte 32 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

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