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430 Spring St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 430 Spring St, Big Rapids, MI 49307 · Last verified September 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Architecture StyleRanch
Year BuiltBuilt 1950
Square Footage809 sqft Total Area
Lot Size11,413 sqft (0.262 acres)
OccupancyOwner Occupied
Last Sale$162,000 (2023)

Property Details

APN / Parcel Number

Primary APN17-15-257-011

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area809 sqft Total Area
Basement Area809 sqft Basement

Exterior

Year BuiltBuilt 1950
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area11,413 sqft (0.262 acres)
Deck Area148 sqft Deck
PorchPorch
Porch Area34 sqft Porch

Utilities and HVAC

Heating SystemForced Air Heating

Location & Zoning

Street Address430 SPRING ST
CityBIG RAPIDS
StateMI
Zip49307-1948
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description000430 SPRING STREET: ESCOTT'S ADDITION -- BLK 1, LOTS 7 & 8 EXC THAT PT OF LOT 7 DESC AS BEG AT THE NW COR OF LOT 7; TH S AL
Legal SubdivisionESCOTT'S ADDITION
Legal Block1
Legal Lot Number7,8,10
JurisdictionMECOSTA MI
Minor Civil DivisionBIG RAPIDS
Census Blockgroup3
Census Block3003
Census Tract960600

Owner

Source: Mecosta County records · APN 17-15-257-011

Assessment roll updated March 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address430 SPRING ST, BIG RAPIDS, MI 49307-1948
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2023Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE 1 INC
Feb 18, 2022Deed of Trust, Mortgage · Line of Credit
HORIZON BANK
Apr 19, 2019Warranty Deed, Transfer
NOT AVAILABLE, LAKELAND TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 04, 2023 · Amount on Record
Deed SaleAug 04, 2023 · Amount on Record
Prior SaleApr 19, 2019 · Amount on Record
Deed Doc Number202300004877
Deed Book / Page925 / 1587
Record RefreshedJun 07, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECOSTA MI
Recording DateAug 04, 2023
Property Address430 SPRING ST, BIG RAPIDS, MI 49307-1948
Document Number00925/1587
Book / Page925 / 1587
Map ReferenceLB 4 PG 48
Instrument DateAug 01, 2023
Instrument202300004877
Transaction TypeTransfer
Record UpdatedAug 30, 2023
Title CompanySUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,215.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address430 SPRING ST, BIG RAPIDS, MI 49307-1948

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 SPRING ST, BIG RAPIDS, MI 49307-1948

Mortgage

Document Number202300004878
DateAug 04, 2023
Instrument202300004878
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECOSTA MI
Property Address430 SPRING ST, BIG RAPIDS, MI 49307-1948
Transaction TypeMortgage
Record UpdatedMar 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 SPRING ST, BIG RAPIDS, MI 49307-1948

Mortgage

Document Number000917/808
DateFeb 18, 2022
Book Page917/808
Instrument202200001242
Lender
NameHORIZON BANK
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECOSTA MI
Recording DateApr 19, 2019
Property Address430 SPRING ST, BIG RAPIDS, MI 49307-1948
Document Number897/1362
Book / Page897 / 1362
Instrument DateApr 17, 2019
Instrument201900002936
Transaction TypeTransfer
Record UpdatedJul 05, 2021
Title CompanyNOT AVAILABLE, LAKELAND TITLE

Transaction

AmountAmount Recorded
Tax$533.20
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1537 WESTBROOK RD, 1537, IONIA, MI 48846-9739

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5659 S DICKERSON RD, LAKE CITY, MI 49651-9026

Tax Assessment & Valuation

Source: Mecosta County records · Assessment roll updated March 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBig Rapids City
CountyMecosta County
Unified School DistrictBig Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2023$42,700$85,400

Flood & Wildfire

430 Spring St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Mecosta County (26107C), updated February 3, 2015

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 52nd in Michigan
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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