Porter County property record for 430 Split Rail Ct, Valparaiso, IN 46385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,156 sqft · built 1985 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $376,500 (Aug 2022) |
| Tax Bill | $1,973 (2024) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jan 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-12-06-203-003.000-018 |
| Primary APN | 64-12-06-203-003.000-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,156 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Other |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Account Number | 00000963877 |
|---|---|
| Old Parcel Number | 641206226016000018 |
| Street Address | 430 SPLIT RAIL CT |
| City | VALPARAISO |
| State | IN |
| Zip | 46385-9076 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD HILLS W UNIT 1 LOT 16 |
| Legal Subdivision | LAKEWOOD HILLS |
| Legal Lot Number | 16 |
| Jurisdiction | PORTER IN |
| Township / Civil Division | PORTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 51012 |
430 Split Rail Ct is owned and occupied by an individual who bought it in August 2022.
Source: Porter County records, as of February 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 430 SPLIT RAIL CT, VALPARAISO, IN 46385-9076 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2022 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Jan 23, 2018 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Dec 27, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 2, 2018 | Warranty Deed, Transfer · ARM FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2022 · Amount on File |
| Deed Sale | Aug 1, 2022 · Amount on File |
| Prior Sale | Dec 27, 2019 |
| Deed Document Number | 0000016792 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PORTER IN |
| Recording Date | Aug 1, 2022 |
| Property Address | 430 SPLIT RAIL CT, VALPARAISO, IN 46385-9076 |
| Document Number | 0000016792 |
| Map Reference | PL 11-D-6 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022-016792 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | MERIDIAN TITLE, MERIDIAN TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 430 SPLIT RAIL CT, VALPARAISO, IN 46385-9076 |
| Document Number | 0000016793 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 2022-016793 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTER IN |
| Property Address | 430 SPLIT RAIL CT, VALPARAISO, IN 46385-9076 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002139 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | 2018-002139 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PORTER IN |
| Recording Date | Dec 27, 2019 |
| Property Address | 430 SPLIT RAIL CT, VALPARAISO, IN 46385-9076 |
| Document Number | 0000029041 |
| Instrument Date | Aug 6, 2019 |
| Instrument | 29041 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 430 SPLIT RAIL CT VALPARAISO IN 463859076, VALPARAISO, IN 46385-9076 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PORTER IN |
| Recording Date | Apr 2, 2018 |
| Property Address | 430 SPLIT RAIL CT, VALPARAISO, IN 46385-9076 |
| Document Number | 0000006575 |
| Map Reference | FILE11-D-6 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 2018-006575 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | LIBERTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 430 SPIT RAIL COURT, VALPARAISO, IN 46385-9076 |
| Document Number | 0000006576 |
|---|---|
| Date | Apr 2, 2018 |
| Instrument | 2018-006576 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: Porter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Porter County |
| County Subdivision | Porter Township |
| Unified School District | Porter Township School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $285,300 Land $48,900 Building $236,400 | $285,300 Land $48,900 Building $236,400 | |
| 2024 | $1,973.00 (+10.22%) | ||
| 2023 | $1,790.00 (+3.77%) | $244,300 Land $38,600 Building $205,700 | $244,300 Land $38,600 Building $205,700 |
| 2022 | $1,725.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 430 Split Rail Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2008) |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 430 Split Rail Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 99.8% of Indiana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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