Suffolk County and Islip Town property record for 430 Smith Ave, Islip, NY 11751
| Property Type | Single Family Home |
|---|---|
| Details | 2,224 sqft · built 1973 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $669,000 (Dec 2017) |
| Tax Bill | $20,414 (2024) |
| Deeds & Mortgages | Mar 2023 Refinance Mar 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 444.-2-20 |
| Primary APN | 472889 444.-2-20 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,224 sqft Living Area |
|---|---|
| 1st Floor Area | 1,186 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Width | 134 ft Width |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Account Number | 041227 |
|---|---|
| Street Address | 430 SMITH AVE |
| City | ISLIP |
| State | NY |
| Zip | 11751-4715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AAA |
| Legal Description | X2216815Y178971 T059H00000000 |
| Legal Block | 4000 |
| Legal Lot Number | 200 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 147402 |
430 Smith Ave is owned and occupied by two individuals who bought it in December 2017.
Source: Suffolk County and Islip Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 430 SMITH AVE, ISLIP, NY 11751-4715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance READYCAP LENDING LLC |
| Mar 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance READYCAP LENDING LLC |
| Dec 11, 2017 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2017 · Amount on File |
| Deed Sale | Dec 11, 2017 · Amount on File |
| Prior Sale | Jul 19, 1999 · Amount on File |
| Deed Document Number | 201717-0220399 |
| Deed Book / Page | 12941 / 865 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 430 SMITH AVE, ISLIP, NY 11751-4715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0234910976 |
|---|---|
| Date | Mar 16, 2023 |
| Book Page | 23491/976 |
| Name | READYCAP LENDING LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 97 Months |
| Due | Apr 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 430 SMITH AVE, ISLIP, NY 11751-4715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0234910975 |
|---|---|
| Date | Mar 16, 2023 |
| Book Page | 23491/975 |
| Name | READYCAP LENDING LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Dec 11, 2017 |
| Property Address | 430 SMITH AVE, ISLIP, NY 11751-4715 |
| Document Number | 0129410865 |
| Book / Page | 12941 / 865 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 0017-0220399 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 SAINT MARKS LN, ISLIP, NY 11751-4102 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Islip Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $63,000 Land $15,800 Building $47,200 | $887,324 (-) Land $222,535 Building $664,789 | |
| 2024 | $20,414.00 | $887,324 (+2.54%) Land $222,535 Building $664,789 | |
| 2023 | $63,000 Land $15,800 Building $47,200 | $865,385 Land $217,033 Building $648,352 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 430 Smith Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 127 policies |
| Nearby Flood Policies | 127 in force |
| Nearby Flood Claims | 187 (1978–2023) |
| Claims Outside the SFHA | 79 of 187 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 430 Smith Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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