Macon County property record for 430 Simon Speed Rd, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,839 sqft · built 1988 |
| Lot Size | 4.04 acres (175,982 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Oct 2024) |
| Tax Bill | $1,479 (2026) |
| Deeds & Mortgages | Nov 2025 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7541239270 |
| Primary APN | 7541239270 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,839 sqft Heated Area |
| 1st Floor Area | 1,197 sqft |
| Upper Floors Area | 948 sqft |
| Basement Area | 474 sqft |
| Finished Basement | 474 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 175,982 sqft (4.04 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 21 sqft |
| Deck Area | 56 sqft |
| Patio Area | 1,238 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 161542 |
|---|---|
| Street Address | 430 SIMON SPEED RD |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-8344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | BIG CREEK |
| Legal Subdivision | BIG CREEK |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 970501 |
430 Simon Speed Rd is owned and occupied by an individual who acquired it in November 2025.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 430 SIMON SPEED RD, HIGHLANDS, NC 28741-8344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on File |
| Deed Sale | Oct 31, 2024 · Amount on File |
| Prior Sale | Nov 12, 2008 · Amount on File |
| Deed Document Number | 20246512 |
| Deed Book / Page | 43 / 886 |
| Last Transfer Date | Nov 21, 2025 |
| Transfer Doc | 00B44/2463 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Nov 26, 2025 |
| Property Address | 430 SIMON SPEED RD, HIGHLANDS, NC 28741-8344 |
| Document Number | 00B44/2463 |
| Book / Page | B-44 / 2463 |
| Map Reference | CARD 4279 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 2025007291 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 430 SIMON SPEED RD, HIGHLANDS, NC 28741-8344 |
| Document Number | 2025007292 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 2025007292 |
| Name | ALLEGIANT REVERSE SERVICES LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 902 Months |
| Due | Jan 9, 2101 |
The 2026 property tax bill for 430 Simon Speed Rd was $1,479, down 43.2% from the year before.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,479.00 (-43.25%) | $740,060 (-) Land $260,840 Building $479,220 | $740,060 (-) Land $260,840 Building $479,220 |
| 2025 | $2,606.00 | $740,060 Land $260,840 Building $479,220 | $740,060 Land $260,840 Building $479,220 |
| 2023 | $2,593.00 | $860,010 Land $260,840 Building $599,170 | $860,010 Land $260,840 Building $599,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 430 Simon Speed Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 430 Simon Speed Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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