430 Scott Rd, Oakham, MA 01068 Property Records

Worcester County and Oakham Town property record for 430 Scott Rd, Oakham, MA 01068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,464 sqft · built 2001
Lot Size	10.9 acres (477,418 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (May 2014)
Tax Bill	$4,688 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2025 Line of Credit + 2 more
APN	`OAKH M:4070 B:0000 L:00731`

Property Details

APN / Parcel Number

Primary APN	`OAKH M:4070 B:0000 L:00731`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,464 sqft Living Area
Gross Area	4,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	477,418 sqft (10.9 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	430 SCOTT RD
City	OAKHAM
State	MA
Zip	01068-9858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	731
Jurisdiction	OAKHAM MA
Township / Civil Division	OAKHAM
Census Block Group	1
Census Block	1064
Census Tract	721101

Owner

Source: Worcester County and Oakham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 SCOTT RD, OAKHAM, MA 01068-9858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Mar 26, 2025	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jan 22, 2018	Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MTG
Aug 26, 2019	Quit Claim Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2014 · Amount on Record
Deed Sale	May 16, 2014 · Amount on Record
Prior Sale	Nov 15, 2000 · Amount on Record
Deed Book / Page	52327 / 228
Transfer Doc	052327-228
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKHAM MA
Property Address	430 SCOTT RD, OAKHAM, MA 01068-9858
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068809-187
Date	Feb 8, 2023
Book Page	68809/187
Instrument	11563

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKHAM MA
Property Address	430 SCOTT RD, OAKHAM, MA 01068-9858
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071777-111
Date	Mar 26, 2025
Book Page	71777/111
Instrument	22831

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKHAM MA
Property Address	430 SCOTT RD, OAKHAM, MA 01068-9858
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58346-325
Date	Jan 22, 2018
Book Page	58346/325
Instrument	6830

Lender

Name	FIRST GUARANTY MTG

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKHAM MA
Recording Date	Aug 26, 2019
Property Address	430 SCOTT RD, OAKHAM, MA 01068-9858
Document Number	60933-137
Book / Page	60933 / 137
Instrument Date	Aug 10, 2019
Instrument	85468
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 SCOTT RD, OAKHAM, MA 01068-9858

Mortgage

Document Number	60933-142
Date	Aug 26, 2019
Book Page	60933/142
Instrument	85469

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Worcester County and Oakham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oakham Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,688.00 (+5.92%)	$405,900 (+1.6%) Land $168,700 Building $237,200	$533,900 (-3.32%)
2024	$4,426.00 (+5.11%)	$399,500 (+9.75%) Land $166,000 Building $233,500	$552,235
2023	$4,211.00	$364,000 Land $149,100 Building $214,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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