430 Schultz St, Lemont, IL 60439 Property Records

Cook County property record for 430 Schultz St, Lemont, IL 60439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,632 sqft · built 1985
Lot Size	0.275 acres (11,970 sqft)
Owner	Individual Name on File
Tax Bill	$8,039 (2023)
Deeds & Mortgages	Mar 2024 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-29-236-001`

Property Details

APN / Parcel Number

Primary APN	`22-29-236-001`
Alternative APN	`22-29-236-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Multi-Level
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	11,970 sqft (0.275 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	430 SCHULTZ ST
City	LEMONT
State	IL
Zip	60439-4347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(HILLVIEW) ESTATES (UNIT3) RESUB OF LTS3-4 IN COUNTY CLERKS DIVN OF SEC 29-37-11
Legal Range	11E
Legal Township	37N
Legal Section	29
Legal Subdivision	HILLVIEW ESTATES UNIT3
Legal Lot Number	3,4
Legal Unit	3
Jurisdiction	COOK IL
Township / Civil Division	LEMONT
Census Block Group	3
Census Block	3001
Census Tract	824003

Owner

430 Schultz St is owned and occupied by an individual who acquired it in February 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	430 SCHULTZ ST, LEMONT, IL 60439-4347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Line of Credit EVERGREEN BANK GROUP
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 4, 2021	Intrafamily Transfer, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2021
Deed Sale	Feb 4, 2021
Prior Sale	Sep 16, 2005 · Amount on File
Deed Document Number	20211425
Prior Transfer Date	Nov 9, 2020
Prior Transfer Doc	0000001425
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	430 SCHULTZ ST, LEMONT, IL 60439-4347
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007224488
Date	Mar 12, 2024
Instrument	2407224488

Lender

Name	EVERGREEN BANK GROUP
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	430 SCHULTZ ST, LEMONT, IL 60439-4347
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027313002
Date	Sep 30, 2021
Instrument	2127313002

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.79%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Feb 4, 2021
Property Address	430 SCHULTZ ST, LEMONT, IL 60439-4347
Document Number	0003501425
Instrument Date	Nov 9, 2020
Instrument	2103501425
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 SCHULTZ ST, LEMONT, IL 60439-4347

Mortgage

Document Number	0003501426
Date	Feb 4, 2021
Instrument	2103501426

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2050

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lemont Township
Municipality	Lemont Village
Elementary School District	Lemont-Bromberek Combined School District 113A (PK - 08)
Secondary School District	Lemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,746 Land $7,781 Building $28,965	$367,460 Land $77,810 Building $289,650
2023	$8,039.00 (+40.66%)
2022	$5,715.00 Homeowner's exemption	$26,963 Land $6,882 Building $20,081	$269,630 Land $68,820 Building $200,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 430 Schultz St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 430 Schultz St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMONT serves 18,513 people · EPA ID IL0311620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	25 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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