430 School St, Rockwell, NC 28138 Property Records

Rowan County property record for 430 School St, Rockwell, NC 28138

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,330 sqft · built 1978
Lot Size	2.76 acres (120,226 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Jun 2026)
Tax Bill	$4,910 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2023 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`363 112`

Property Details

APN / Parcel Number

Primary APN	`363 112`
Alternative APN	`383155000`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,330 sqft Living Area
1st Floor Area	2,788 sqft
Basement Area	2,788 sqft
Finished Basement	2,788 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Lot Area	120,226 sqft (2.76 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	168 sqft
Deck Area	676 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	430 SCHOOL ST
City	ROCKWELL
State	NC
Zip	28138-9411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1:SINGLE
Legal Description	2.76AC
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	2
Census Block	2053
Census Tract	51001

Owner

Source: Rowan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	430 SCHOOL ST, ROCKWELL, NC 28138-9411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 9, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Oct 1, 2021	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Oct 1, 2021 · Amount on Record
Deed Document Number	2026
Deed Book / Page	1485 / 499
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 18, 2026
Property Address	430 SCHOOL ST, ROCKWELL, NC 28138-9411
Document Number	1485000499
Book / Page	1485 / 499
Instrument Date	Jun 18, 2026
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$97,970.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 SCHOOL ST, ROCKWELL, NC 28138-9411

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	430 SCHOOL ST, ROCKWELL, NC 28138-9411
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 SCHOOL ST, ROCKWELL, NC 28138-9411

Mortgage

Document Number	0014240588
Date	Jun 9, 2023
Book Page	1424/588

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	May 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 1, 2021
Property Address	430 SCHOOL ST, ROCKWELL, NC 28138-9411
Document Number	0013850461
Book / Page	1385 / 461
Instrument Date	Sep 30, 2021
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 SCHOOL ST, ROCKWELL, NC 28138-9411

Mortgage

Document Number	1385462
Date	Oct 1, 2021
Instrument	1385/462

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Rockwell Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,910.00	$472,144 (-) Land $65,800 Building $406,344
2023	$4,910.00	$472,144 Land $65,800 Building $406,344	$472,144 Land $65,800 Building $406,344

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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