430 Saxon Ct, Grand Junction, CO 81504 Property Records

Mesa County property record for 430 Saxon Ct, Grand Junction, CO 81504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,314 sqft · built 1983
Lot Size	0.13 acres (5,651 sqft)
Owner	Individual Name on File
Last Sale	$314,900 (Jul 2026)
Tax Bill	$1,719 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2943-163-84-014`

Property Details

APN / Parcel Number

Primary APN	`2943-163-84-014`
Alternative APN	`R043479`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
1st Floor Area	1,314 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,651 sqft (0.13 acres)
Porch	Screened Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R043479
Street Address	430 SAXON CT
City	GRAND JUNCTION
State	CO
Zip	81504-2565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLK 1 WEDGEWOOD PARK SUB FIL NO 3 SEC 16 1S 1E & AN UNDIVIDED 1/178TH INTEREST IN COMMON OPEN SPACES
Legal Range	001
Legal Township	01S
Legal Section	16
Legal Subdivision	WEDGEWOOD PARK SUB
Legal Block	1
Legal Lot Number	14
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	2
Census Block	2012
Census Tract	802

Owner

430 Saxon Ct is owned and occupied by an individual who bought it in July 2026.

Source: Mesa County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	430 SAXON CT, GRAND JUNCTION, CO 81504-2565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Special Warranty Deed, Transfer · FHA Mortgage LUMINATE HOME LOANS INC
Mar 24, 2026	Special Warranty Deed, Transfer COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
May 1, 2019	Special Warranty Deed, Transfer · FHA Mortgage BANK OF COLORADO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2026 · Amount on File
Deed Sale	Jul 10, 2026 · Amount on File
Prior Sale	Mar 24, 2026 · Amount on File
Deed Document Number	20263164308
Prior Transfer Date	Oct 25, 2002
Prior Transfer Doc	0031920933
Record Updated	Oct 29, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Jul 10, 2026
Property Address	430 SAXON CT, GRAND JUNCTION, CO 81504-2565
Document Number	0003164308
Instrument Date	Jul 9, 2026
Instrument	20263164308
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SERVI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,180.49
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 SAXON CT, GRAND JUNCTION, CO 81504-2565

Mortgage

Document Number	0003164309,
Date	Jul 10, 2026
Instrument	20263164309

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

Mortgage

Document Number	0003164310,
Date	Jul 10, 2026
Instrument	20263164310

Lender

Name	CA HSNG FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Mar 24, 2026
Property Address	430 SAXON CT, GRAND JUNCTION, CO 81504-2565
Document Number	0003153842
Map Reference	DOC 1291562
Instrument Date	Mar 24, 2026
Instrument	3153842
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Tax	$22.40
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1435 N 24TH ST, GRAND JUNCTION, CO 81501-6581

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	430 SAXON CT, GRAND JUNCTION, CO 81504-2565
Transaction Type	Mortgage
Record Updated	Apr 22, 2024
Title Company	ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002980653
Date	May 11, 2021
Instrument	2980653

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	May 1, 2019
Property Address	430 SAXON CT, GRAND JUNCTION, CO 81504-2565
Document Number	0002878269
Instrument Date	Apr 30, 2019
Instrument	2878269
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.49
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 SAXON CT, GRAND JUNCTION, CO 81504-2565

Mortgage

Document Number	0002878270
Date	May 1, 2019
Instrument	2878270

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Mortgage

Document Number	0002878271
Date	May 1, 2019
Instrument	2878271

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 430 Saxon Ct was $1,719, up 32.8% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,719.00 (+32.84%)	$17,900 (+19.17%) Land $3,440 Building $14,460	$286,430 Land $55,000 Building $231,430
2024	$1,294.00 (+8.19%)	$15,020 (-) Land $2,690 Building $12,330
2023	$1,196.00 (+15.22%)	$15,020 (+15.18%) Land $2,690 Building $12,330	$224,240 Land $40,150 Building $184,090
2022	$1,038.00	$13,040 Land $3,130 Building $9,910
2021			$187,570 Land $45,000 Building $142,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 430 Saxon Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 430 Saxon Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON WD serves 34,500 people · EPA ID CO0139180
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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