430 Satulah Rd, Highlands, NC 28741 Property Records

Macon County property record for 430 Satulah Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,988 sqft · built 1935
Lot Size	1.87 acres (81,457 sqft)
Owner	Trust Name on File
Last Sale	$1,677,000 (Jun 2021)
Tax Bill	$8,189 (2026)
Deeds & Mortgages	Jun 2021 Sale Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7449472889`

Property Details

APN / Parcel Number

Primary APN	`7449472889`
Alternative APNs	`0503132` `149954`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,988 sqft Heated Area
1st Floor Area	1,988 sqft
Basement Area	1,206 sqft
Finished Basement	1,206 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	81,457 sqft (1.87 acres)
Terrain	Rolling
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	184 sqft
Deck Area	408 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	149954
Street Address	430 SATULAH RD
City	HIGHLANDS
State	NC
Zip	28741-0919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	SATAULAH RD
Legal Subdivision	TOWN OF HIGHLANDS
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1067
Census Tract	970502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Satulah Mountain Historic District listed 1995 · 48 contributing resources · NRIS 95001155

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

430 Satulah Rd is held in a trust since June 2021.

Source: Macon County records, as of October 6, 2026

Owner of Record	Trust Name on File
Mailing Address	2938 CAPTAIN SAMS RD, JOHNS ISLAND, SC 29455-6225
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Warranty Deed, Transfer
Feb 27, 2020	Warranty Deed, Transfer · Conventional Mortgage OCONEE FSLA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Prior Sale	Feb 27, 2020 · Amount on File
Deed Document Number	20216238
Deed Book / Page	41 / 1850
Prior Transfer Date	May 11, 2004
Prior Transfer Doc	0000001928
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jun 29, 2021
Property Address	430 SATULAH RD, HIGHLANDS, NC 28741-0919
Document Number	00A41/1850
Book / Page	A-41 / 1850
Map Reference	CARD 8387
Instrument Date	Jun 29, 2021
Instrument	2021006238
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$3,354.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	34 ANSON ST, CHARLESTON, SC 29401-1613

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Feb 27, 2020
Property Address	430 SATULAH RD, HIGHLANDS, NC 28741-0919
Document Number	00T39/1175
Book / Page	T-39 / 1175
Map Reference	CARD 8387
Instrument Date	Feb 20, 2020
Instrument	2020001319
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 COXSWAIN PL, SALEM, SC 29676-4442

Mortgage

Document Number	2020001320
Date	Feb 27, 2020
Instrument	2020001320

Lender

Name	OCONEE FSLA
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.8%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	2.8%
Max Rate At Change	4.8%
Index	1-Year CMT
Margin	2
Max Rate	8.8%

Tax Assessment & Valuation

The 2026 property tax bill for 430 Satulah Rd was $8,189, up 10.1% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,189.00 (+10.14%)	$1,869,590 Land $931,260 Building $938,330	$1,869,590 Land $931,260 Building $938,330
2025	$7,435.00
2023	$6,414.00	$1,589,260 Land $931,260 Building $658,000	$1,589,260 Land $931,260 Building $658,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 Satulah Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2013–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Satulah Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Vyve Broadband Cable	1,000 / 50

May also be available: Frontier, Verizon.

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