430 Sarno Pl, Escondido, CA 92026 Property Records

San Diego County property record for 430 Sarno Pl, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,904 sqft · built 1985
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,328 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`187-181-74-00`

Property Details

APN / Parcel Number

Primary APN	`187-181-74-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,904 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	51,401 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	430 SARNO PL
City	ESCONDIDO
State	CA
Zip	92026-8840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-20
Legal Description	PAR 1 TR PM15058
Legal Subdivision	CITY/ESCONDIDO
Legal Tract	15058
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1010
Census Tract	20111

Owner

Source: San Diego County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 SARNO PL, ESCONDIDO, CA 92026-8840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Commercial Mortgage SKY RANCH CAPITAL LLC
Apr 30, 2024	Deed of Trust, Mortgage · Commercial Mortgage SKYRANCH CAPITAL LLC
Apr 23, 2024	Deed of Trust, Mortgage · Commercial Mortgage TIMOTHY WILLIAMS
Mar 20, 2026	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 8, 2021	Intrafamily Transfer, Transfer
Feb 6, 2018	Quit Claim Deed, Transfer LAWYERS TITLE
Feb 6, 2018	Grant Deed, Transfer · Conventional Mortgage IMPAC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026
Deed Sale	Mar 20, 2026
Prior Sale	Feb 6, 2018 · Amount on Record
Deed Document Number	202677735
Prior Transfer Date	Jun 8, 2021
Prior Transfer Doc	0000423264
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	430 SARNO PL, ESCONDIDO, CA 92026-8840
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086639
Date	Mar 30, 2026
Instrument	2026-0086639

Lender

Name	SKY RANCH CAPITAL LLC
Type	Non-Lending Institution
Address	LAS VEGAS, NV 89106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	430 SARNO PL, ESCONDIDO, CA 92026-8840
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108505
Date	Apr 30, 2024
Instrument	2024-0108505

Lender

Name	SKYRANCH CAPITAL LLC
Type	Non-Lending Institution
Address	LAS VEGAS, NV 89109

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	430 SARNO PL, ESCONDIDO, CA 92026-8840
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 SARNO PL, ESCONDIDO, CA 92026-8840

Mortgage

Document Number	0000101379
Date	Apr 23, 2024
Instrument	2024-0101379

Lender

Name	TIMOTHY WILLIAMS
Type	Private Party
Address	2345 MACDONALD AVE, RICHMOND, CA 94804

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 20, 2026
Property Address	430 SARNO PL, ESCONDIDO, CA 92026-8840
Document Number	0000077735
Map Reference	FILE 87-686940
Instrument Date	Mar 13, 2026
Instrument	2026-0077735
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 SARNO PL, ESCONDIDO, CA 92026-8840

Mortgage

Document Number	0000077736
Date	Mar 20, 2026
Instrument	2026-0077736

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 8, 2021
Property Address	430 SARNO PL, ESCONDIDO, CA 92026-8840
Document Number	0000423264
Map Reference	FILE 87-686940
Instrument Date	Jun 8, 2021
Instrument	2021-0423264
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 SARNO PL, ESCONDIDO, CA 92026-8840

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 6, 2018
Property Address	430 SARNO PL, ESCONDIDO, CA 92026-8840
Document Number	0000047462
Instrument Date	Feb 1, 2018
Instrument	47462
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	430 SARNO PL ESCONDIDO CA 920268840, ESCONDIDO, CA 92026-8840

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 6, 2018
Property Address	430 SARNO PL, ESCONDIDO, CA 92026-8840
Document Number	0000047463
Map Reference	FILE 87-686940
Instrument Date	Dec 11, 2017
Instrument	2018-0047463
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 SARNO PL, ESCONDIDO, CA 92026-8840

Mortgage

Document Number	0000047464
Date	Feb 6, 2018
Instrument	2018-0047464

Lender

Name	IMPAC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$740,446 (+2%) Land $291,513 Building $448,933
2025	$8,328.00 (+2.08%)	$725,929 (+4.04%) Land $285,798 Building $440,131
2024	$8,158.00 (+2.29%)
2023	$7,975.00 (+1.08%)	$697,742 Land $274,701 Building $423,041
2022	$7,890.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cox Communications, T-Mobile.

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