Contra Costa County property record for 430 Santander Dr, San Ramon, CA 94583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,587 sqft · built 1980 |
| Lot Size | 0.138 acres (6,026 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $805,000 (Aug 2015) |
| Tax Bill | $11,313 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 209-511-023-1 |
| Primary APN | 209-511-023-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,587 sqft Living Area |
| Gross Area | 2,024 sqft |
| 1st Floor Area | 1,587 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Cluster |
| Lot Area | 6,026 sqft (0.138 acres) |
| Lot Dimensions | 136 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 430 SANTANDER DR |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94583-2143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-1 |
| Legal Description | T05217 L0071 B |
| Legal Subdivision | SUBDIVISION 5217 |
| Legal Tract | 05217 |
| Legal Lot Number | 71 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 345116 |
430 Santander Dr is owner-occupied and held in a trust since August 2015.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 430 SANTANDER DR, SAN RAMON, CA 94583-2143 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Aug 24, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2015 · Amount on File |
| Deed Sale | Aug 5, 2015 · Amount on File |
| Prior Sale | Apr 23, 2004 · Amount on File |
| Deed Document Number | 2015163009 |
| Prior Transfer Date | Jan 14, 1994 |
| Prior Transfer Doc | 0000040970 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 430 SANTANDER DR, SAN RAMON, CA 94583-2143 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | AMERICAN COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000032812 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 2021-032812 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 430 SANTANDER DR, SAN RAMON, CA 94583-2143 |
| Document Number | 0000101236 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 430 SANTANDER DR SAN RAMON CA 945832143, SAN RAMON, CA 94583-2143 |
| Document Number | 0000101236 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 101236 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Aug 24, 2017 |
| Property Address | 430 SANTANDER DR, SAN RAMON, CA 94583-2143 |
| Document Number | 0000154641 |
| Instrument Date | Aug 19, 2017 |
| Instrument | 154641 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 430 SANTANDER DR SAN RAMON CA 945832143, SAN RAMON, CA 94583-2143 |
The 2025 property tax bill for 430 Santander Dr was $11,313 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $972,009 (+2%) Land $784,854 Building $187,155 | |
| 2025 | $11,313.00 Homeowner's exemption | $952,951 Land $769,465 Building $183,486 |
| 2023 | $10,897.00 (+0.77%) Homeowner's exemption | $915,949 Land $739,587 Building $176,362 |
| 2022 | $10,814.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 430 Santander Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 430 Santander Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: T-Mobile.
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