430 S Smith St, Aurora, IL 60505 Property Records

Kane County property record for 430 S Smith St, Aurora, IL 60505 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1958
Square Footage	1,576 sqft Living Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$170,000 (2022)
Tax Bill	$4,362.00 (2025)

Owner

Source: Kane County records · APN 15-26-181-002

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	430 S SMITH ST, AURORA, IL 60505-4960
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenants In Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 03, 2022 · Amount on Record
Deed Sale	Feb 03, 2022 · Amount on Record
Prior Sale	Dec 17, 2010
Deed Doc Number	20226868
Record Refreshed	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 03, 2022
Property Address	430 S SMITH ST, AURORA, IL 60505-4960
Document Number	0000006868
Instrument Date	Dec 03, 2021
Instrument	2022K006868
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded Values by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	2141 LILAC LN # 28, 28, AURORA, IL 60506-1775
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006869
Date	Feb 03, 2022
Instrument	2022K006869

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,362.00 (+17.64%) Homeowner's exemption
2024		$68,368 (+24.75%) Land $7,688 Building $60,680	$205,186 (+24.8%) Land $23,073 Building $182,113
2022	$3,708.00 (-9.98%) Homeowner's exemption	$54,805 (+7.41%) Land $6,267 Building $48,538	$164,415 (+7.41%) Land $18,801 Building $145,614
2021	$4,119.00	$51,024 Land $5,835 Building $45,189	$153,072 Land $17,505 Building $135,567

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`15-26-181-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,576 sqft Living Area
Gross Area	3,374 sqft Gross Area
1st Floor	1,576 sqft 1st Floor
Basement Area	1,336 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame Construction
Lot Area	6,534 sqft (0.15 acres)
Depth X Width	111 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	462 sqft Garage
Porch	Open Porch

Utilities and HVAC

Cooling System	Central Cooling
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	430 S SMITH ST
City	AURORA
State	IL
Zip	60505-4960
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PONDS SUB BL 2 & PT BL 5 : IDLEWILD ADD PT LOT 9 & : ALL LOT 10 BLK 5
Legal Subdivision	PONDS SUB
Legal Block	2,5
Legal Lot Number	9,10
Jurisdiction	KANE IL
Minor Civil Division	AURORA
Census Blockgroup	1
Census Block	1005
Census Tract	854301