430 S E St, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 430 S E St, Santa Rosa, CA 95404

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,038 sqft · built 1925
Lot Size	0.109 acres (4,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$378,000 (Apr 2007)
Tax Bill	$7,359 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-242-006-000`

Property Details

APN / Parcel Number

Primary APN	`009-242-006-000`
Alternative APN	`009-242-006`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,038 sqft Living Area
1st Floor Area	1,487 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,750 sqft (0.109 acres)
Garage Type	Carport
Garage Area	175 sqft
Carport	Carport
Carport Area	175 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	009-242-006
Street Address	430 S E ST
City	SANTA ROSA
State	CA
Zip	95404-5135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Subdivision	KOHLERS ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	2
Census Block	2000
Census Tract	151900

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 S E ST, SANTA ROSA, CA 95404-5135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK
May 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK
Apr 10, 2017	Intrafamily Transfer, Transfer · ARM EXCHANGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2007 · Amount on Record
Deed Sale	Apr 5, 2007 · Amount on Record
Deed Document Number	200738459
Last Transfer Date	Apr 5, 2017
Transfer Doc	0000027601
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	430 S E ST, SANTA ROSA, CA 95404-5135
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	NOT AVAILABLE, SONOMA FT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 S E ST, SANTA ROSA, CA 95404-5135

Mortgage

Document Number	0000015276
Date	Apr 10, 2024
Instrument	2024015276

Lender

Name	EXCHANGE BANK
Type	Bank
Address	SANTA ROSA, CA 95402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	430 S E ST, SANTA ROSA, CA 95404-5135
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 S E ST, SANTA ROSA, CA 95404-5135

Mortgage

Document Number	0000033672
Date	May 11, 2022
Instrument	2022033672

Lender

Name	EXCHANGE BANK
Type	Bank
Address	SANTA ROSA, CA 95402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Apr 10, 2017
Property Address	430 S E ST, SANTA ROSA, CA 95404-5135
Document Number	0000027601
Map Reference	MAP22 PG12
Instrument Date	Apr 5, 2017
Instrument	2017027601
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	430 S E ST, SANTA ROSA, CA 95404-5135

Mortgage

Document Number	0000027602
Date	Apr 10, 2017
Instrument	2017027602

Lender

Name	EXCHANGE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	9.37%

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Santa Rosa Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$663,249 (+2%) Land $239,147 Building $424,102
2025	$7,359.00 (+32.57%) Homeowner's exemption	$650,245 (+33.59%) Land $234,458 Building $415,787
2023	$5,551.00 (+6.73%) Homeowner's exemption	$486,761 Land $225,354 Building $261,407
2022	$5,201.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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