430 Royal Ct, Tracy, CA 95376 Property Records

San Joaquin County property record for 430 Royal Ct, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,567 sqft · built 1982
Lot Size0.152 acres (6,650 sqft)
OwnerIndividual Name on Record
Last Sale$601,000 (Mar 2021)
Tax Bill$8,038 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN213-340-020-000

Property Details

APN / Parcel Number

Primary APN213-340-020-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,567 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Architectural StyleOther
Construction TypeWood
Lot Area6,650 sqft (0.152 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address430 ROYAL CT
CityTRACY
StateCA
Zip95376-2042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code06
Legal Description80-FORM PT OF 213-070-30
Legal SubdivisionGREENLEAF UNIT #6
Legal Tract1568
Legal Lot Number32
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2008
Census Tract5310

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address430 ROYAL CT, TRACY, CA 95376-2042
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 16, 2020Deed of Trust, Mortgage · Conventional with PMI
CALIBER HM LOANS
Sep 27, 2017Quit Claim Deed, Transfer · Conventional with PMI
STEARNS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2021 · Amount on Record
Deed SaleMar 22, 2021 · Amount on Record
Prior SaleSep 27, 2017
Deed Document Number2021-050320
Record UpdatedJun 7, 2026

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMar 22, 2021
Property Address430 ROYAL CT, TRACY, CA 95376-2042
Document Number0000050320
Map ReferenceMB 25 PG 25
Instrument DateMar 16, 2021
Instrument2021-050320
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyNORTH AMERICAN TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 ROYAL CT, TRACY, CA 95376-2042

Mortgage

Document Number0000050321
DateMar 22, 2021
Instrument2021-050321
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address430 ROYAL CT, TRACY, CA 95376-2042
Document Number0000088123
Instrument DateJul 16, 2020
Transaction TypeMortgage
Record UpdatedAug 3, 2020
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address430 ROYAL CT TRACY CA 953762042, TRACY, CA 95376-2042

Mortgage

Document Number0000088123
DateJul 22, 2020
Instrument88123
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 21, 2050

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 27, 2017
Property Address430 ROYAL CT, TRACY, CA 95376-2042
Document Number0000111385
Instrument DateSep 20, 2017
Instrument111385
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address430 ROYAL CT TRACY CA 953762042, TRACY, CA 95376-2042

Mortgage

Document Number111386
DateSep 27, 2017
Instrument111386
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 26, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,038.00 (+14.19%)$686,152 (+9.74%) Land $162,364 Building $523,788
2023$7,039.00 (+3.71%)$625,280 Land $156,060 Building $469,220
2022$6,787.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 860 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Ayera Technologies, Matrix Broadband, T-Mobile, Verizon.

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