St. Charles County property record for 430 Rose Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,064 sqft · built 1955 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $292,900 (Aug 2026) |
| Tax Bill | $2,105 (2024) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 034710A000 |
| Primary APN | 034710A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| Gross Area | 2,128 sqft |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 125 ft deep x 72 ft wide |
| Garage Type | Detached |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 136 sqft |
| Patio Area | 150 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 034710A000 |
|---|---|
| Street Address | 430 ROSE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | FRED W BOSCHERT 3RD SUB LOT 5 |
| Legal Subdivision | BOSCHERTS 3RD SUB |
| Legal Lot Number | 5 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 310302 |
430 Rose Dr is owned and occupied by an individual who bought it in August 2026.
Source: St. Charles County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 430 ROSE DR, SAINT CHARLES, MO 63301-1737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CREDIT UNION |
| May 14, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage INVESTORS LAND TITLE, INVESTORS TITLE |
| Mar 18, 2026 | Correction Deed |
| Jun 12, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2026 · Amount on File |
| Deed Sale | Aug 6, 2026 · Amount on File |
| Prior Sale | May 14, 2026 · Amount on File |
| Deed Document Number | 202637497 |
| Prior Transfer Date | Jan 19, 2005 |
| Prior Transfer Doc | 0000165930 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 6, 2026 |
| Property Address | 430 ROSE DR, SAINT CHARLES, MO 63301-1737 |
| Document Number | 0000037497 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202637497 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | INVESTORS LAND TITLE, INVESTORS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 430 ROSE DR, SAINT CHARLES, MO 63301-1737 |
| Document Number | 0000037498, |
|---|---|
| Date | Aug 6, 2026 |
| Instrument | 202637498 |
| Name | FIRST COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 14, 2026 |
| Property Address | 430 ROSE DR, SAINT CHARLES, MO 63301-1737 |
| Document Number | 0000022771 |
| Instrument Date | May 14, 2026 |
| Instrument | 202622771 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | INVESTORS LAND TITLE, INVESTORS TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2063 AVALON MIST CIR, O FALLON, MO 63368-7337 |
| Document Number | 0000022772, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 202622772 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 9% |
|---|---|
| Max Rate | -1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 18, 2026 |
| Property Address | 430 ROSE DR, SAINT CHARLES, MO 63301-1737 |
| Document Number | 0000012326 |
| Map Reference | MB 5 PG 71 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 2026R-012326 |
| Record Updated | Apr 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 430 ROSE DR, SAINT CHARLES, MO 63301-1737 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 12, 2025 |
| Property Address | 430 ROSE DR, SAINT CHARLES, MO 63301-1737 |
| Document Number | 0000024962 |
| Map Reference | MB 5 PG 71 |
| Instrument Date | Jun 12, 2025 |
| Instrument | 2025R-024962 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 430 ROSE DR, SAINT CHARLES, MO 63301-1737 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,957 (-) | $178,723 (-) Land $45,000 Building $133,723 | |
| 2025 | $33,957 | $178,723 Land $45,000 Building $133,723 | |
| 2024 | $2,105.00 | ||
| 2023 | $32,611 | ||
| 2022 | $171,638 Land $35,000 Building $136,638 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 430 Rose Dr in Zone X, an area of minimal flood risk, though there have been 63 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 63 (1979–2022) |
| Claims Outside the SFHA | 3 of 63 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 430 Rose Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures