430 River Rd, Hammond, NY 13646 Property Records

St. Lawrence County and Hammond Town property record for 430 River Rd, Hammond, NY 13646

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,500 sqft · built 2017
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,849 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2018 Mortgage + 1 more
APN	`404289 111.024-3-2`

Property Details

APN / Parcel Number

Primary APN	`404289 111.024-3-2`
Alternative APN	`428911102400030020000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,500 sqft Living Area
1st Floor Area	2,000 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	117,612 sqft (2.7 acres)
Lot Width	425 ft Width
Garage Type	Basement
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	404289 111.024-3-2
Street Address	430 RIVER RD
City	HAMMOND
State	NY
Zip	13646-3356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	3
Legal Lot Number	2.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	HAMMOND
Census Block Group	3
Census Block	3016
Census Tract	492900

Owner

Source: St. Lawrence County and Hammond Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	430 RIVER RD, HAMMOND, NY 13646-3356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage WATERTOWN SVGS BK
Jul 5, 2018	Deed of Trust, Mortgage CITIZENS NAT'L BK/HAMMOND
May 30, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	430 RIVER RD, HAMMOND, NY 13646-3356
Document Number	0000009162
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 RIVER RD HAMMOND NY 136463356, HAMMOND, NY 13646-3356

Mortgage

Document Number	0000009162
Date	Sep 4, 2020
Instrument	9162

Lender

Name	WATERTOWN SVGS BK
Type	Federal Savings Bank
Address	WATERTOWN, NY 13601

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	430 RIVER RD, HAMMOND, NY 13646-3356
Document Number	0000008606
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 RIVER RD HAMMOND NY 136463356, HAMMOND, NY 13646-3356

Mortgage

Document Number	0000008606
Date	Jul 11, 2018
Instrument	8606

Lender

Name	CITIZENS NAT'L BK/HAMMOND
Type	Bank
Address	HAMMOND, NY 13646

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	May 30, 2017
Property Address	430 RIVER RD, HAMMOND, NY 13646-3356
Document Number	0000006934
Instrument Date	May 18, 2017
Instrument	6934
Transaction Type	Transfer
Record Updated	Jun 5, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 77 HAMMOND NY 136460077, HAMMOND, NY 13646-0077

Tax Assessment & Valuation

Source: St. Lawrence County and Hammond Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Hammond Town
Unified School District	Hammond Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,849.00 (+2.56%)
2025	$5,703.00	$210,000 (-) Land $21,900 Building $188,100	$283,784 (+8.11%) Land $29,595 Building $254,189
2023		$210,000 Land $21,900 Building $188,100	$262,500 Land $27,375 Building $235,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Castle Cable TV Fiber	1,000 / 500
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures