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430 Rail Road Flat Rd, Rail Road Flat, CA 95248 Property Records

Calaveras County property record for 430 Rail Road Flat Rd, Rail Road Flat, CA 95248

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,108 sqft · built 1965
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$101,000 (May 2020)
Tax Bill$1,531 (2025)
Deeds & MortgagesOct 2021 Mortgage
May 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN014-016-008-000

Property Details

APN / Parcel Number

Primary APN014-016-008-000
Alternative APN
  • 014016008

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,108 sqft Living Area
1st Floor Area1,108 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1994
Architectural StyleConventional
Construction TypeWood
Lot Area43,560 sqft

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Street Address430 RAIL ROAD FLAT RD
CityRAIL ROAD FLAT
StateCA
Zip95248-1073
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA20
Legal DescriptionPOR NE4 OF NW4 OF 35 T6R13
Legal SubdivisionTOWNSHIP 6 NORTH
Legal Lot Number35
Legal Unit13
JurisdictionCALAVERAS CA
Township / Civil DivisionARNOLD-WEST POINT
Census Block Group4
Census Block4069
Census Tract400

Owner

Source: Calaveras County records · APN 014-016-008-000

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 57, RAIL ROAD FLAT, CA 95248-0057
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
May 14, 2020Grant Deed, Transfer · Conventional Mortgage
BAYSIERRA CAP FUND
Jan 15, 2019Trustee's Deed, Foreclosure
PREMIUM TITLE/CA INC
Dec 01, 2017Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 14, 2020 · Amount on Record
Deed SaleMay 14, 2020 · Amount on Record
Prior SaleJan 15, 2019 · Amount on Record
Deed Document Number20206028
Prior Transfer DateAug 15, 2008
Prior Transfer Doc0000011332
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALAVERAS CA
Property Address430 RAIL ROAD FLAT RD, RAIL ROAD FLAT, CA 95248-1073
Transaction TypeMortgage
Record UpdatedDec 07, 2021
Title CompanyTIMLOS TITLE A CALIFORNIA C

Transferred To (Grantee/Buyer)

NameVerified Name
Address1167 MCCARTHY RESERVOIR RD, RAIL ROAD FLAT, CA 95248-1057

Mortgage

Document Number0000018013
DateOct 19, 2021
Instrument2021-018013
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCALAVERAS CA
Recording DateMay 14, 2020
Property Address430 RAIL ROAD FLAT RD, RAIL ROAD FLAT, CA 95248-1073
Document Number0000006028
Instrument DateMay 05, 2020
Instrument6028
Transaction TypeTransfer
Record UpdatedMay 22, 2020
Title CompanyPREMIUM TITLE TSG

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$111.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 57 RAIL ROAD FLAT CA 952480057, RAIL ROAD FLAT, CA 95248-0057

Mortgage

Document Number6029
DateMay 14, 2020
Instrument6029
Lender
NameBAYSIERRA CAP FUND
TypeFunding / Finance Company
AddressSANTA ROSA, CA 95405
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMay 13, 2025

January 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCALAVERAS CA
Recording DateJan 15, 2019
Property Address430 RAIL ROAD FLAT RD, RAIL ROAD FLAT, CA 95248-1073
Document Number0000000470
Instrument DateJan 08, 2019
Instrument470
Transaction TypeForeclosure
Record UpdatedFeb 04, 2019
Title CompanyPREMIUM TITLE/CA INC

Transaction

AmountAmount Recorded
Tax$184.20
Amount AccuracyConfirmed
Additional
  • Notice of Default

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5720 PREMIER PARK DR WEST PALM BEACH FL 334071610, WEST PALM BEACH, FL 33407-1610

December 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionCALAVERAS CA
Recording DateDec 01, 2017
Property Address430 RAIL ROAD FLAT RD, RAIL ROAD FLAT, CA 95248-1073
Document Number0000013861
Instrument DateDec 01, 2017
Instrument13861
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 274 RAIL ROAD FLAT CA 952480274, RAIL ROAD FLAT, CA 95248-0274

Tax Assessment & Valuation

Source: Calaveras County records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyCalaveras County
Unified School DistrictCalaveras Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$112,661 (+2%) Land $33,463 Building $79,198
2025$1,531.00 (+1.66%)$110,453 (+4.04%) Land $32,807 Building $77,646
2023$1,506.00 (-3.03%)$106,166 Land $31,534 Building $74,632
2022$1,553.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 30, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2016 · rainfall accumulation

Wildfire

Wildfire RiskExtreme
above 98.4% of the US · above 90% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Volcano Communications Company
DSL		25 / 3

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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