430 Pine St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 430 Pine St, Lowell, MA 01851

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,032 sqft · built 1910
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$261,000 (Mar 2013)
Tax Bill$7,091 (2026)
Deeds & MortgagesNov 2023 Refinance
Flood ZoneZone X (minimal risk)
APNE01080

Property Details

APN / Parcel Number

Primary APNE01080
Alternative APNs
  • LOWE M:75 B:4655 L:430
  • M:000075 T:E01080

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,032 sqft Living Area
Gross Area4,666 sqft
1st Floor Area1,216 sqft
Basement Area1,000 sqft
Unfinished Basement1,000 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberE01080
Street Address430 PINE ST
CityLOWELL
StateMA
Zip01851-2943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSSF
Legal SubdivisionTYLER PARK LAND SEC B
Legal Block4655
Legal Lot Number430
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1006
Census Tract311600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Tyler Park Historic District
listed 1989 · 373 contributing resources · NRIS 89001056

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address430 PINE ST, LOWELL, MA 01851-2943
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2013 · Amount on Record
Deed SaleMar 25, 2013 · Amount on Record
Prior SaleMar 2, 2012 · Amount on Record
Deed Book / Page27105 / 164
Transfer Doc025767-180
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address430 PINE ST, LOWELL, MA 01851-2943
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number038180-136
DateNov 13, 2023
Book Page38180/136
Instrument33660
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term133 Months
DueDec 1, 2034

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,091.00 (+7.7%)$624,800 (+8.95%) Land $232,400 Building $392,400$662,866 (+10.95%)
2025$6,584.00 (+1.94%)$573,500 (+5.75%) Land $217,300 Building $356,200$597,455 (+7.78%)
2024$6,459.00 (+5.95%)$542,300 (+10.49%) Land $186,100 Building $356,200$554,325
2023$6,096.00$490,800 Land $161,800 Building $329,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1979–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimDec 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine St

Nearby Streets

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