Lucas County property record for 430 Overlook Dr, Waterville, OH 43566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,366 sqft · built 1970 |
| Lot Size | 0.257 acres (11,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $142,000 (Nov 2003) |
| Tax Bill | $2,898 (2024) |
| Deeds & Mortgages | Feb 2021 Line of Credit Jun 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 96-25577 |
| Primary APN | 96-25577 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,366 sqft Living Area |
| Gross Area | 1,828 sqft |
| 1st Floor Area | 1,366 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 11,200 sqft (0.257 acres) |
| Lot Dimensions | 128 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 430 OVERLOOK DR |
|---|---|
| City | WATERVILLE |
| State | OH |
| Zip | 43566-1519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 39-R1 |
| Legal Description | HILLSIDE MANOR PLAT 2 LOT 24 |
| Legal Subdivision | HILLSIDE MANOR PLAT 2 |
| Legal Tract | 89.02 |
| Legal Lot Number | 24 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | ROCHE DE BOEUF |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 8906 |
430 Overlook Dr is owned and occupied by an individual who acquired it in October 2021.
Source: Lucas County records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 430 OVERLOOK DR, WATERVILLE, OH 43566-1519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jun 30, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Dec 27, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NORTHWESTERN OHIO |
| Dec 2, 2021 | Transfer on Death Deed, Transfer |
| Dec 2, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Feb 7, 2020 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2003 · Amount on File |
| Deed Sale | Nov 10, 2003 · Amount on File |
| Deed Document Number | 200387525 |
| Last Transfer Date | Oct 27, 2021 |
| Transfer Doc | 0000063473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 430 OVERLOOK DR, WATERVILLE, OH 43566-1519 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000006156 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 202102030006156 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 430 OVERLOOK DR, WATERVILLE, OH 43566-1519 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000029440 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 202206300029440 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 119 Months |
| Due | May 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 430 OVERLOOK DR, WATERVILLE, OH 43566-1519 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 430 OVERLOOK DR, WATERVILLE, OH 43566-1519 |
| Document Number | 0000054284 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 202212270054284 |
| Name | FIFTH THIRD BANK NORTHWESTERN OHIO |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Dec 2, 2021 |
| Property Address | 430 OVERLOOK DR, WATERVILLE, OH 43566-1519 |
| Document Number | 0000063474 |
| Map Reference | VOL 64 PG 5 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 202112020063474 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Dec 2, 2021 |
| Property Address | 430 OVERLOOK DR, WATERVILLE, OH 43566-1519 |
| Document Number | 0000063473 |
| Map Reference | VOL 64 PG 05 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 202112020063473 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 430 OVERLOOK DR, WATERVILLE, OH 43566-1519 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 430 OVERLOOK DR, WATERVILLE, OH 43566-1519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005787 |
|---|---|
| Date | Feb 7, 2020 |
| Instrument | 202002070005787 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 1, 2035 |
Source: Lucas County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Waterville City |
| Unified School District | Anthony Wayne Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $69,615 (-) Land $10,850 Building $58,765 | $198,900 (-) Land $31,000 Building $167,900 |
| 2024 | $2,898.00 (+25.4%) Homeowner's exemption | $69,615 (+35.58%) Land $10,850 Building $58,765 | $198,900 Land $31,000 Building $167,900 |
| 2023 | $2,311.00 (-1.91%) Homeowner's exemption | $51,345 (-) Land $8,400 Building $42,945 | |
| 2022 | $2,356.00 Homeowner's exemption | $51,345 Land $8,400 Building $42,945 | |
| 2021 | $146,700 Land $24,000 Building $122,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 430 Overlook Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 430 Overlook Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVILLE CITY serves 6,500 people · EPA ID OH4801503 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Amplex Wireless, AT&T, Brightspeed, MetaLINK Technologies.
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