Collin County property record for 430 Overland Dr, McKinney, TX 75069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,478 sqft · built 1989 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $106,000 (Sep 1997) |
| Tax Bill | $940 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R-1941-001-0250-1 |
| Primary APN | R-1941-001-0250-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,478 sqft Living Area |
| Gross Area | 2,018 sqft |
| 1st Floor Area | 1,478 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 600 sqft |
|---|---|
| Porch | Covered Patio/Porch |
| Porch Area | 200 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 430 OVERLAND DR |
|---|---|
| City | MCKINNEY |
| State | TX |
| Zip | 75069-0969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SETTLERS CREEK PHASE IV, BLK A, LOT 25 |
| Legal Subdivision | SETTLERS CREEK PHASE IV (CLC) |
| Legal Block | A |
| Legal Lot Number | 25 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | PRINCETON |
| Census Block Group | 2 |
| Census Block | 2077 |
| Census Tract | 31007 |
Source: Collin County records, as of July 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 430 OVERLAND DR, MCKINNEY, TX 75069-0969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 1997 · Amount on Record |
| Deed Sale | Sep 29, 1997 · Amount on Record |
| Deed Document Number | 199781864 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Jun 30, 2026 |
| Property Address | 430 OVERLAND DR, MCKINNEY, TX 75069-0969 |
| Document Number | 0000087624 |
| Instrument Date | Jun 20, 2026 |
| Instrument | 202687624 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 430 OVERLAND DR, MCKINNEY, TX 75069-0969 |
| Document Number | 0000087624, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 202687624 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Lowry Crossing City |
| Unified School District | Princeton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $940.00 (-53.19%) Homeowner's exemption | $337,014 (-26.66%) Land $115,000 Building $222,014 | $337,014 (-26.66%) Land $115,000 Building $222,014 |
| 2024 | $2,008.00 (-48.7%) | ||
| 2023 | $459,493 Land $115,000 Building $344,493 | $459,493 Land $115,000 Building $344,493 | |
| 2022 | $3,914.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLIGAN WSC serves 3,364 people · EPA ID TX0430041 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rise Broadband Fixed Wireless | 500 / 100 |
May also be available: 360 Broadband, AT&T, Element8, Spectrum, Verizon.
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