Lancaster County property record for 430 Orchard Rd, Mount Joy, PA 17552
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,640 sqft · built 1968 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Feb 2026) |
| Tax Bill | $5,084 (2026) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 450-67602-0-0000 |
| Primary APN | 450-67602-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,640 sqft Living Area |
| Gross Area | 3,462 sqft |
| 1st Floor Area | 775 sqft |
| Upper Floors Area | 775 sqft |
| Basement Area | 775 sqft |
| Finished Basement | 625 sqft |
| Unfinished Basement | 150 sqft |
| Game Room | Game Room |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Patio Area | 152 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 430 ORCHARD RD |
|---|---|
| City | MOUNT JOY |
| State | PA |
| Zip | 17552-1126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | 430 ORCHARD RD |
| Legal Subdivision | FLORIN HEIGHTS |
| Legal Lot Number | 8 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | MOUNT JOY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10902 |
430 Orchard Rd is owned and occupied by two individuals who bought it in February 2026.
Source: Lancaster County records, as of June 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 430 ORCHARD RD, MOUNT JOY, PA 17552-1126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Sep 6, 2019 | Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2026 · Amount on File |
| Deed Sale | Feb 2, 2026 · Amount on File |
| Prior Sale | Jul 23, 1998 · Amount on File |
| Deed Document Number | 20264173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Feb 2, 2026 |
| Property Address | 430 ORCHARD RD, MOUNT JOY, PA 17552-1126 |
| Document Number | 20260004173 |
| Map Reference | MB 29 PG 3 |
| Instrument Date | Jan 27, 2026 |
| Instrument | 20260004173 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | PRIME TRANSFER INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 430 ORCHARD RD, MOUNT JOY, PA 17552-1126 |
| Document Number | 20260004174 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 20260004174 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 430 ORCHARD RD, MOUNT JOY, PA 17552-1126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006478086 |
|---|---|
| Date | Sep 6, 2019 |
| Instrument | 6478086 |
| Name | MEMBERS 1ST FCU |
|---|---|
| Type | Credit Union |
| Address | MECHANICSBURG, PA 17055 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 20, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 430 Orchard Rd was $5,084, up 5.5% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Mount Joy Borough |
| Unified School District | Donegal School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,084.00 (+5.5%) | $177,000 (-) Land $51,200 Building $125,800 | $177,000 (-) Land $51,200 Building $125,800 |
| 2025 | $4,819.00 (+1.77%) Homeowner's exemption | $177,000 (-) Land $51,200 Building $125,800 | $177,000 Land $51,200 Building $125,800 |
| 2024 | $4,735.00 Homeowner's exemption | $177,000 Land $51,200 Building $125,800 | |
| 2018 | $177,000 Land $51,200 Building $125,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 430 Orchard Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 430 Orchard Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT JOY BORO AUTH serves 15,261 people · EPA ID PA7360091 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jan 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures