430 Old Oak Cir, Algonquin, IL 60102 Property Records

McHenry County property record for 430 Old Oak Cir, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,275 sqft · built 1989
Lot Size	0.232 acres (10,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Sep 2014)
Tax Bill	$8,913 (2024)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-34-227-004`

Property Details

APN / Parcel Number

Primary APN	`19-34-227-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,275 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,015 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Lot Area	10,125 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	430 OLD OAK CIR
City	ALGONQUIN
State	IL
Zip	60102-3188
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0044950 LT 143 OLD OAK TERRACE UNIT 2
Legal Subdivision	OLD OAK TERRACE
Legal Block	227
Legal Lot Number	143
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1003
Census Tract	871404

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 OLD OAK CIR, ALGONQUIN, IL 60102-3188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2014 · Amount on Record
Deed Sale	Sep 9, 2014 · Amount on Record
Deed Document Number	201430310
Last Transfer Date	Sep 24, 2024
Transfer Doc	0000025394
Record Updated	Sep 20, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Oct 26, 2020
Property Address	430 OLD OAK CIR, ALGONQUIN, IL 60102-3188
Document Number	0000044950
Map Reference	DOC 88RR032042
Instrument Date	Oct 15, 2020
Instrument	2020R0044950
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 OLD OAK CIR, 430, ALGONQUIN, IL 60102-3188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 OLD OAK CIR, ALGONQUIN, IL 60102-3188

Mortgage

Document Number	0000044951
Date	Oct 26, 2020
Instrument	2020R0044951

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,913.00	$121,943 (+34.67%) Land $27,133 Building $94,810	$365,829 (+34.67%) Land $81,399 Building $284,430
2022	Homeowner's exemption	$90,547 Land $20,766 Building $69,781	$271,641 Land $62,298 Building $209,343

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20