Berks County property record for 430 Oak Ter, Reading, PA 19611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,374 sqft · built 1925 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Aug 2016) |
| Tax Bill | $1,796 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5306-05-28-4624 |
| Primary APN | 5306-05-28-4624 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,374 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 3,049 sqft (0.07 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 93073800 |
|---|---|
| Street Address | 430 OAK TC |
| City | READING |
| State | PA |
| Zip | 19611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 28 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | WEST READING |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 11200 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 430 OAK TER, READING, PA 19611-1333 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2016 · Amount on Record |
| Deed Sale | Aug 31, 2016 · Amount on Record |
| Prior Sale | Dec 12, 2014 · Amount on Record |
| Deed Document Number | 201630743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 430 OAK TER, WEST READING, PA 19611-1333 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000040763 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021040763 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 1, 2051 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | West Reading Borough |
| Unified School District | Wyomissing Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,796.00 (+9.65%) | $76,400 (-) Land $18,800 Building $57,600 | $18,800 (-75.39%) Land $18,800 |
| 2024 | $1,638.00 | $76,400 Land $18,800 Building $57,600 | |
| 1994 | $76,400 Land $18,800 Building $57,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST READING BORO WATER serves 4,300 people · EPA ID PA3060078 |
|---|---|
| Water Source | Purchased surface water from WESTERN BERKS WATER AUTH |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Greenlight Networks, T-Mobile.
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