430 Oak Dr, Cincinnati, OH 45246 Property Records

Hamilton County property record for 430 Oak Dr, Cincinnati, OH 45246

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,629 sqft · built 1966
Lot Size	1.96 acres (85,639 sqft)
Owner	2 Company Names on File
Last Sale	$465,500 (Jan 2006)
Tax Bill	$12,894 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`596-0010-0107-00`

Property Details

APN / Parcel Number

Primary APN	`596-0010-0107-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,629 sqft Living Area
1st Floor Area	3,629 sqft
Basement Area	2,097 sqft
Finished Basement	500 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	85,639 sqft (1.96 acres)
Lot Dimensions	232 ft deep x 348 ft wide
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	428 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	430 OAK DR
City	CINCINNATI
State	OH
Zip	45246-4716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK ST 348.80 X 232.95 IRR LOT 7 THE OAKS SUB
Legal Subdivision	THE OAKS SUB
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	GLENDALE
Census Block Group	1
Census Block	1012
Census Tract	22400

Owner

Source: Hamilton County records · APN 596-0010-0107-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	430 OAK DR, CINCINNATI, OH 45246-4716
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 17, 2006 · Amount on Record
Deed Sale	Jan 17, 2006 · Amount on Record
Prior Sale	Aug 26, 2004
Deed Document Number	06-007377
Deed Book / Page	10142 / 00741
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	430 OAK DR, CINCINNATI, OH 45246-4716
Document Number	0000138311
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	430 OAK DR CINCINNATI OH 452464716, CINCINNATI, OH 45246-4716

Mortgage

Document Number	0000138311
Date	Dec 31, 2020
Book Page	014325/000285
Instrument	138311

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Glendale Village
Unified School District	Princeton City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,894.00 (+20.54%)	$186,603 (-) Land $48,734 Building $137,869
2024	$10,697.00 (-0.4%)	$186,603 (-) Land $48,734 Building $137,869
2023	$10,740.00 (+0.75%)	$186,603 (+23.63%) Land $48,734 Building $137,869	$533,150 (+23.63%) Land $139,240 Building $393,910
2022	$10,660.00 Homeowner's exemption	$150,931 Land $43,271 Building $107,660
2020			$431,230 Land $123,630 Building $307,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610224001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1982–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2017 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 136 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH3100712, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GLENDALE VILLAGE PWS serves 2,500 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.