430 N Washburn Rd, Bells, TX 75414 Property Records

Grayson County property record for 430 N Washburn Rd, Bells, TX 75414

Property Summary

Property Type	Single Family Home
Details	3,012 sqft · built 2024
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$719,696 (Dec 2025)
Tax Bill	$9,347 (2025)
Deeds & Mortgages	Jun 2024 Construction Loan Oct 2023 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`147 8463002`

Property Details

APN / Parcel Number

Primary APN	`147 8463002`
Alternative APN	`450240`

Interior

Stories	1 Story
Building Area	3,012 sqft Living Area
1st Floor Area	3,012 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	87,120 sqft (2 acres)
Porch	Open Porch
Porch Area	1,017 sqft
Utility Building	1,250 sqft

Location & Zoning

Street Address	430 N WASHBURN RD
City	BELLS
State	TX
Zip	75414-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUCH ESTATES, LOT 2, ACRES 2.
Legal Subdivision	COUCH ESTATES
Legal Lot Number	2
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2054
Census Tract	101

Owner

Source: Grayson County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 N WASHBURN RD, BELLS, TX 75414-2503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2024	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO
Oct 19, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO
Sep 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Dec 30, 2025	Vendor's Lien, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Aug 21, 2023	Vendor's Lien, Transfer FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Deed Document Number	202533545
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	430 N WASHBURN RD, BELLS, TX 75414-2503
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 N WASHBURN RD, BELLS, TX 75414-2503

Mortgage

Document Number	0000000009
Date	Jun 24, 2024
Instrument	16639

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	401 E TAYLOR ST, SHERMAN, TX 75090

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	430 N WASHBURN RD, BELLS, TX 75414-2503
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17117 CLOVER DR, CELINA, TX 75009-2094

Mortgage

Document Number	0000027904
Date	Oct 19, 2023
Instrument	2023-27904

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	SHERMAN, TX 75090

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	430 N WASHBURN RD, BELLS, TX 75414-2503
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 N WASHBURN RD, BELLS, TX 75414-2503

Mortgage

Document Number	0000026080
Date	Sep 25, 2024
Instrument	2024-26080

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	1400 W MAIN ST, DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Dec 30, 2025
Property Address	430 N WASHBURN RD, BELLS, TX 75414-2503
Document Number	0000033545
Map Reference	CF NO 2023-161
Instrument Date	Dec 29, 2025
Instrument	2025-33545
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	UNKNOWN, ITC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 N WASHBURN RD, BELLS, TX 75414-2503

Mortgage

Document Number	0000033546
Date	Dec 30, 2025
Instrument	2025-33546

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Aug 21, 2023
Property Address	430 N WASHBURN RD, BELLS, TX 75414-2503
Document Number	0000021832
Map Reference	DOC 2023-161
Instrument Date	Aug 18, 2023
Instrument	2023-21832
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3445 W MCFARLAND ST, BELLS, TX 75414-4502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17117 CLOVER DR, CELINA, TX 75009-2094

Mortgage

Date	Aug 21, 2023

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Bells Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,347.00 (+391.43%)	$587,472 Land $121,900 Building $465,572	$587,472 Land $121,900 Building $465,572
2024	$1,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2015–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINK HILL WSC serves 2,835 people · EPA ID TX0910034
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
TekWav Fixed Wireless	100 / 20
360 Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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