430 N Central Ave, Upland, CA 91786 Property Records

San Bernardino County property record for 430 N Central Ave, Upland, CA 91786

Property Summary

Property Type	Fast Food Restaurant
Details	3 bd · 1 ba · 2,890 sqft · built 2000
Lot Size	0.448 acres (19,500 sqft)
Owner	Company Name on Record
Last Sale	$2,450,000 (Feb 2021)
Tax Bill	$28,674 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2022 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1007-441-05-0000`

Property Details

APN / Parcel Number

Primary APN	`1007-441-05-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,890 sqft Gross Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	19,500 sqft (0.448 acres)
Garage Area	153 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	430 N CENTRAL AVE
City	UPLAND
State	CA
Zip	91786-4218
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Legal Description	CARSON TRACT LOT 12 AND WLY 10 FT VACATED ALLEY LYING ADJ ON E PER DOCUMENT RECORDED 10-25-82 #212882 EX E 157.55 FT OF SD LOT AND EX ST
Legal Subdivision	CARSON
Legal Tract	L
Legal Block	1
Legal Lot Number	12
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1018
Census Tract	821

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	535 S TRONA AVE, WEST COVINA, CA 91791-3034
Owner Type	Company
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN TITLE
Dec 29, 2022	Grant Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 5, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Feb 1, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT
Jan 23, 2018	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Jan 23, 2018	Grant Deed, Transfer · SBA Mortgage CATHAY BANK
Aug 29, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2021 · Amount on Record
Deed Sale	Feb 1, 2021 · Amount on Record
Prior Sale	Jan 23, 2018 · Amount on Record
Deed Document Number	202146642
Prior Transfer Date	Jan 5, 2018
Prior Transfer Doc	0000023287
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 9, 2026
Property Address	430 N CENTRAL AVE, UPLAND, CA 91786-4218
Document Number	0000145201
Instrument Date	Jun 8, 2026
Instrument	2026145201
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	3147 E CAMERON AVE, WEST COVINA, CA 91791-3472

Mortgage

Document Number	0000145201,
Date	Jun 9, 2026
Instrument	2026145201

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 29, 2022
Property Address	430 N CENTRAL AVE, UPLAND, CA 91786-4218
Document Number	0000410829
Map Reference	MB 21 PG 4
Instrument Date	Dec 8, 2022
Instrument	2022-0410829
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 S TRONA AVE, WEST COVINA, CA 91791-3034

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	430 N CENTRAL AVE, UPLAND, CA 91786-4218
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 S TRONA AVE, WEST COVINA, CA 91791-3034

Mortgage

Document Number	0000270544
Date	Aug 5, 2022
Instrument	2022-0270544

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 1, 2021
Property Address	430 N CENTRAL AVE, UPLAND, CA 91786-4218
Document Number	0000046642
Map Reference	MB 21 PG 4
Instrument Date	Jan 28, 2021
Instrument	2021-0046642
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	535 S TRONA AVE, WEST COVINA, CA 91791-3034

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 23, 2018
Property Address	430 N CENTRAL AVE, UPLAND, CA 91786-4218
Document Number	0000023287
Instrument Date	Jan 5, 2018
Instrument	23287
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1287 8TH ST HERMOSA BEACH CA 90254, HERMOSA BEACH, CA 90254

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 23, 2018
Property Address	430 N CENTRAL AVE, UPLAND, CA 91786-4218
Document Number	0000023288
Map Reference	MB 21 PG 4
Instrument Date	Dec 5, 2017
Instrument	2018-0023288
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1267 8TH ST, HERMOSA BEACH, CA 90254-4316

Mortgage

Document Number	0000023289
Date	Jan 23, 2018
Instrument	2018-0023289

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 29, 2017
Property Address	430 N CENTRAL AVE, UPLAND, CA 91786-4218
Document Number	0000353661
Instrument Date	Jun 9, 2017
Instrument	353661
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1070 GLEN OAKS BLVD PASADENA CA 911051108, PASADENA, CA 91105-1108

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,704,998 (+2%) Land $971,591 Building $1,733,407
2025	$28,674.00 (+4.82%)	$2,651,959 (-8.24%) Land $952,540 Building $1,699,419
2023	$27,356.00 (+2.18%)	$2,890,000 Land $915,000 Building $1,975,000
2022	$26,773.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, T-Mobile.

Nearby Properties on N Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures