DuPage County property record for 430 N Cardinal Ave, Addison, IL 60101
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,522 sqft · built 1976 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Dec 2021) |
| Tax Bill | $11,380 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-22-322-022 |
| Primary APN | 03-22-322-022 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,522 sqft Living Area |
| Gross Area | 3,038 sqft |
| 1st Floor Area | 1,168 sqft |
| 2nd Floor Area | 935 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 15 ft deep x 12.8 ft wide |
| Garage Type | Attached |
| Garage Area | 516 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 430 N CARDINAL AVE |
|---|---|
| City | ADDISON |
| State | IL |
| Zip | 60101-2951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | FREDRICKSONS WHITE OAK ESTATES 2 A SUB IN PT OF SW 1/4 SEC 22-40-11 |
| Legal Subdivision | FREDRICKSONS WHITE OAK ESTATES 2 A SUB |
| Legal Lot Number | 11 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | ADDISON |
| Census Block Group | 4 |
| Census Block | 4045 |
| Census Tract | 840103 |
Source: DuPage County records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 430 N CARDINAL AVE, ADDISON, IL 60101-2951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2021 · Amount on File |
| Deed Sale | Dec 8, 2021 · Amount on File |
| Deed Document Number | 2021176363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Sep 10, 2026 |
| Property Address | 430 N CARDINAL AVE, ADDISON, IL 60101-2951 |
| Document Number | 0000062436 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 202662436 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 430 N CARDINAL AVE, ADDISON, IL 60101-2951 |
| Document Number | 0000062436, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 202662436 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Dec 8, 2021 |
| Property Address | 430 N CARDINAL AVE, ADDISON, IL 60101-2951 |
| Document Number | 0000176363 |
| Map Reference | DOC R73-37187 |
| Instrument Date | Oct 6, 2021 |
| Instrument | R2021-176363 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 430 N CARDINAL AVE, ADDISON, IL 60101-2951 |
| Document Number | 0000176364 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | R2021-176364 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Addison Village |
| County | DuPage County |
| County Subdivision | Addison Township |
| Elementary School District | Addison School District 4 (PK - 08) |
| Secondary School District | DuPage High School District 88 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,380.00 (+11.88%) | $169,530 (+17.63%) Land $72,544 Building $96,986 | $508,590 (+17.63%) Land $217,632 Building $290,958 |
| 2022 | $10,172.00 Homeowner's exemption | $144,120 Land $61,490 Building $82,630 | $432,360 Land $184,470 Building $247,890 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 104 (1979–2022) |
| Claims Outside the SFHA | 17 of 104 |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADDISON serves 38,017 people · EPA ID IL0430050 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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