430 N 16th Ave E, Duluth, MN 55812 Property Records

St. Louis County property record for 430 N 16th Ave E, Duluth, MN 55812 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1908
Square Footage	2,031 sqft Gross Area
Lot Size	2,000 sqft (0.045 acres)
Occupancy	Owner Occupied
Last Sale	$112,000 (2013)
Tax Bill	$5,148.00 (2026)

Owner

Source: St. Louis County records · APN 010-1480-07620

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	430 N 16TH AVE E, DULUTH, MN 55812-1267
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 15, 2013 · Amount on Record
Deed Sale	Jan 15, 2013 · Amount on Record
Prior Sale	Aug 29, 2007 · Amount on Record
Deed Doc Number	20131205534
Prior Transfer Date	Apr 21, 2001
Prior Transfer Doc	0000823079
Record Refreshed	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	430 N 16TH AVE E, DULUTH, MN 55812-1267
Document Number	00A1337615
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	430 N 16TH AVE E DULUTH MN 558121267, DULUTH, MN 55812-1267

Mortgage

Document Number	00A1337615
Date	Jul 31, 2018
Instrument	A1337615

Lender

Name	HARBOR POINTE FIN'L
Type	Funding / Finance Company
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,148.00 (+9.86%) Homeowner's exemption
2025	$4,686.00 (+10.41%) Homeowner's exemption	$397,000 (+11.99%) Land $7,400 Building $389,600	$397,000 (+11.99%) Land $7,400 Building $389,600
2024	$4,244.00	$354,500 (+22.71%) Land $7,200 Building $347,300	$354,500 (+22.71%) Land $7,200 Building $347,300
2022		$288,900 Land $8,000 Building $280,900	$288,900 Land $8,000 Building $280,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`010-1480-07620`
Alternative APN	`944953`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	3 Rooms
Building Area	2,031 sqft Gross Area
1st Floor	816 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	2,000 sqft (0.045 acres)
Pool Type	Spa/Hot Tub (Only) Pool Type
Porch Area	203 sqft Porch
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	944953
Street Address	430 N 16TH AVE E
City	DULUTH
State	MN
Zip	55812-1267
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	N 40 FT SERIAL #
Legal Subdivision	ENDION DIVISION OF DULUTH
Legal Block	94
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	1
Census Block	1045
Census Tract	1000