430 Merced St, Planada, CA 95365 Property Records

Merced County property record for 430 Merced St, Planada, CA 95365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,646 sqft · built 1980
Lot Size	0.352 acres (15,348 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Aug 2021)
Tax Bill	$3,049 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`037-080-012-000`

Property Details

APN / Parcel Number

Primary APN	`037-080-012-000`
Alternative APN	`037-080-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,646 sqft Living Area
1st Floor Area	1,646 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	15,348 sqft (0.352 acres)
Porch	Porch
Porch Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	037-080-012
Street Address	430 MERCED ST
City	PLANADA
State	CA
Zip	95365-8036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PLANADA POR BLKS 28&29 ETC
Legal Subdivision	PLANADA
Legal Block	28,29
Jurisdiction	MERCED CA
Township / Civil Division	PLANADA-LE GRAND
Census Block Group	3
Census Block	3001
Census Tract	1901

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 543, PLANADA, CA 95365-0543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Affidavit of Death of Joint Tenant, Transfer · Commercial Mortgage CMG MORTGAGE INC
Aug 18, 2021	Grant Deed, Transfer · Conventional Mortgage WELCOME HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Deed Document Number	202136554
Prior Transfer Date	Aug 12, 2021
Prior Transfer Doc	0000036553
Record Updated	Oct 29, 2026

August 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MERCED CA
Recording Date	Aug 18, 2021
Property Address	430 MERCED ST, PLANADA, CA 95365-8036
Document Number	0000036553
Map Reference	VOL 4 PG 44
Instrument Date	Aug 12, 2021
Instrument	2021036553
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 SHORELINE DR APT 252, 252, ALAMEDA, CA 94501-6203

Mortgage

Document Number	0000036556
Date	Aug 18, 2021
Instrument	2021036556

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 18, 2021
Property Address	430 MERCED ST, PLANADA, CA 95365-8036
Document Number	0000036554
Map Reference	VOL 4 PG 44
Instrument Date	Jul 30, 2021
Instrument	2021036554
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 543, PLANADA, CA 95365-0543

Mortgage

Document Number	0000036555
Date	Aug 18, 2021
Instrument	2021036555

Lender

Name	WELCOME HOME FUNDING LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	0000036556
Date	Aug 18, 2021
Instrument	2021036556

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Secondary School District	Le Grand Union High School District (09 - 12)
Elementary School District	Planada Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$259,782 (+2%) Land $75,769 Building $184,013
2025	$3,049.00 (+12.3%) Homeowner's exemption	$254,689 (+13.5%) Land $74,284 Building $180,405
2023	$2,715.00 (-3.21%) Homeowner's exemption	$224,400 Land $71,400 Building $153,000
2022	$2,805.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	19 (2018–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANADA CSD serves 4,164 people · EPA ID CA2410007
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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