Flathead County property record for 430 McCaffery Rd, Bigfork, MT 59911
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,885 sqft · built 1998 |
| Lot Size | 3.42 acres (148,975 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,835 (2026) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0792608 |
| Primary APN | R0792608 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,885 sqft Living Area |
| 1st Floor Area | 1,885 sqft |
| Attic | Attic |
| Attic Area | 108 sqft |
| Basement Area | 1,885 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 148,975 sqft (3.42 acres) |
| Garage Area | 1,116 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 178 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000972662 |
|---|---|
| Street Address | 430 MCCAFFERY RD |
| City | BIGFORK |
| State | MT |
| Zip | 59911-6122 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | S12, T27 N, R20 W, TR 2CAA IN SE4NE4 |
| Legal Range | 20W |
| Legal Township | 27N |
| Legal Section | 12 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | CRESTON-BIGFORK |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 1305 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 251, BIGFORK, MT 59911-0251 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | May 20, 2026 |
| Property Address | 430 MCCAFFERY RD, BIGFORK, MT 59911-6122 |
| Document Number | 0000010249 |
| Instrument Date | May 15, 2026 |
| Instrument | 202610249 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Document Number | 0000010249, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 202610249 |
| Name | FREEDOM BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Bigfork High School District (09 - 12) |
| Elementary School District | Swan River Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,835.00 (-8.46%) | $715,560 (+43.92%) | |
| 2025 | $715,560 (+43.92%) Land $288,260 Building $427,300 | ||
| 2023 | $3,097.00 | $497,200 | $497,200 Land $159,340 Building $337,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 51% of Montana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| CenturyLink DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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