Meade County property record for 430 Main St, Sturgis, SD 57785
| Property Type | Commercial |
|---|---|
| Details | 8 bd · built 1993 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company on Record |
| Tax Bill | $4,880 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01.67.18.15 |
| Primary APN | 01.67.18.15 |
|---|
| Bedrooms | 8 Beds |
|---|---|
| Units | 4 Units |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Street Address | 430 MAIN ST |
|---|---|
| City | STURGIS |
| State | SD |
| Zip | 57785-2019 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | MCMILLANS EAST LOTS 15-16 BLK 18 PLUS VACATED ALLEY |
| Legal Range | 05 |
| Legal Township | 05 |
| Legal Section | 09 |
| Legal Subdivision | MCMILLANS EAST |
| Legal Block | 18 |
| Legal Lot Number | 15-16 |
| Jurisdiction | MEADE SD |
| Township / Civil Division | STURGIS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 20402 |
Source: Meade County assessment roll, as of March 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company on Record |
|---|---|
| Mailing Address | 2320 JUNCTION AVE, STURGIS, SD 57785-2588 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 430 MAIN ST, STURGIS, SD 57785-2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00964/1253 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 964/1253 |
| Instrument | 22004323 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Meade County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Meade County |
| Municipality | Sturgis City |
| Unified School District | Meade School District 46-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,880.00 (+0.06%) Additional exemption filed | $302,567 (-) Land $34,124 Building $268,443 | $302,567 Land $34,124 Building $268,443 |
| 2024 | $4,877.00 (-4.95%) | ||
| 2023 | $302,567 Land $34,124 Building $268,443 | ||
| 2022 | $5,131.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 63% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS serves 7,020 people · EPA ID SD4600321 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber · Cable | 5,000 / 5,000 |
| Midco Cable | 1,250 / 60 |
| Wisp West Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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